This home is in Elm Ridge, St. Augustine — a new construction home in St. Johns County.
Active·90 days on market·Elm Ridge
47 White Tree Court
St. Augustine, FL 32092
6 more homes for sale in Elm Ridge →Search Elm Ridge on the map
About this home
Elm Ridge
The ranch-style Augusta floor plan boasts ample space for entertaining, including an expansive great room, a covered patio and a well-appointed kitchen that includes gourmet features. You'll also appreciate a large primary suite with an attached bath and generous walk-in closet, two secondary bedrooms that share a hall bath, a convenient laundry and a storage area. Guest suite, Tray ceiling and double doors on master bedroom. SAMPLE PHOTOS, actual homes as constructed may not contain the features and layouts depicted and may vary from image(s).
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:18 AM, sunset 7:14 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
History
Price & status history
- Sep 25, 2026Price change$562,997−$19,799
- Jul 27, 2026Price change$582,796+$12,000
- Jul 23, 2026Price change$570,796+$882
- Jul 17, 2026Price change$569,914+$15,000
- Jul 16, 2026Price change$554,914+$6,500
- Jun 30, 2026Listed$548,414
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AXEN REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Elm Ridge
Elm Ridge is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all Elm Ridge homes for sale →Keep looking
More homes in Elm Ridge
For Sale65 White Tree CourtSt. Augustine, FL 32092
4 bd · 3 ba · 2,220 sq ft
$562,997Est. $2,997/moYou'll find plenty to love about the versatile Raleigh plan. Off the entryway this home will feature a guest suite with…
Listing Office: axen realty llc
For Sale35 White Tree CourtSt. Augustine, FL 32092
5 bd · 3 ba · 2,220 sq ft
$554,997Est. $2,954/moYou'll find plenty to love about the versatile Raleigh plan. Off the entryway this home will feature a guest suite with…
Listing Office: axen realty llc
For Sale290 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2.5 ba · 2,414 sq ft
$525,997Est. $2,800/moOn the main floor of the beautiful Laurel plan, you'll find a convenient powder room, a spacious great room and an open…
Listing Office: axen realty llc
For Sale293 Old Forest RoadSt. Augustine, FL 32092
3 bd · 2 ba · 1,667 sq ft
$504,997Est. $2,688/moThis inviting, ranch-style plan offers an open layout with a great room, dining nook and kitchen, which can be optioned…
Listing Office: axen realty llc
Keep looking
Similar homes in St. Augustine
Explore the area
More in Elm Ridge
Elm Ridge guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/3/2026
11:00 am - 5:00 pm
10/4/2026
11:00 am - 6:00 pm