This home is in Jacksonville — a pool home in Jacksonville.
Sold·Closed Aug 18, 2026·16 days on market·Recent sales in Mandarin
4535 Old Spanish Trail
Jacksonville, FL 32257
About this home
Jacksonville
Welcome to 4535 Old Spanish Trail, a beautifully maintained Mandarin home tucked away on a private .79-acre homesite with no HOA or CDD fees. Very close to Beauclerc and all it has to offer while set back on a private street with a welcoming covered wraparound front porch, this property offers timeless curb appeal, exceptional privacy, and the space to enjoy both indoor and outdoor living. Offering over 4200 square feet, the flexible floor plan features an impressive two-story living room filled with natural light, multiple living and gathering spaces, a large bonus/flex room, 3 full bathrooms, and a 3 car garage. hardwood floors extend throughout much of the home, including the spacious primary suite, while four secondary bedrooms offer comfortable carpeting. The sellers especially love the abundant windows, functional layout, generous homesite w a peaceful setting. Easy access to downton, NAS Jax, Town Center area and just minutes from the beaches. This is one of a kind.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,488 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $565,455 | $374,295 | — |
| 2024 | $523,982 | $363,039 | ▼ $800 |
| 2023 | $559,409 | $351,009 | — |
| 2022 | $492,353 | $339,330 | — |
| 2021 | $392,747 | $327,991 | — |
| 2020 | $378,590 | $328,590 | — |
2025 property taxes (current owner): $7,218/yr
Estimated taxes if purchased at asking price: ~$18,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 18, 2026Closed$939,000
- Jul 15, 2026Active Under Contract$939,000
- Jul 10, 2026Price change$939,000−$10,000
- Jun 29, 2026Listed$949,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $209/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4457 Barrington Oaks Drive, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $635,000 | $209 | 4/3.5 | 3,040 | 4 | 0.2 |
| 8881 Shining Oak Court, Jacksonville, FL 32217Listed by COLDWELL BANKER VANGUARD REALTY | Mar 2026 | $1,450,000 | $293 | 6/5.5 | 4,948 | 19 | 0.7 |
| 8652 Villa San Jose Drive E, Jacksonville, FL 32217Listed by MAINSTAY BROKERAGE LLC | Dec 2025 | $519,900 | $155 | 4/3.5 | 3,354 | 12 | 0.9 |
| 3707 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by COLDWELL BANKER VANGUARD REALTY | Jun 2026 | $769,000 | $227 | 5/3.5 | 3,384 | 173 | 1.2 |
| 3691 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by ALL REAL ESTATE OPTIONS INC | May 2026 | $605,000 | $187 | 5/3 | 3,239 | 167 | 1.2 |
| 9372 Beauclerc Wood Lane N, Jacksonville, FL 32257Listed by LOKATION | Jul 2026 | $790,000 | $197 | 5/4.5 | 4,006 | 90 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HOVER GIRL PROPERTIES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Section Land
For Sale3568 Stratton RoadJacksonville, FL 32221
3 bd · 3 ba · 3,746 sq ft
$925,000Est. $4,923/moA RARE FIND IN WEST JACKSONVILLE! Nearly 10 unrestricted acres, a sprawling one-story custom brick home, and convenient…
Listing Office: engel & volkers first coast
Pending5735 Morse Avenue 1Jacksonville, FL 32244
2 bd · 2 ba · 1,572 sq ft
$900,000Est. $4,790/moGreat Investment Property - 2 Parcels available 5735 Morse Ave - 5.85 RES ACRES and 5708 Morse Ave - 1.15 Acres -…
Listing Office: one sotheby's international realty
For Sale12869 Boney RoadJacksonville, FL 32226
4 bd · 3 ba · 3,066 sq ft
$890,000Est. $4,737/moWelcome home to your private oasis with this pristine 4-bedroom, 3-bath estate nestled on almost 5 acres in the serene…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale1801 Lake RoadJacksonville, FL 32226
5 bd · 3.5 ba · 3,463 sq ft
$799,000Est. $4,253/mo**Price Improvement**Must-see RARE GEM! This stunning two-story home features 5 bedrooms and 3.5 bathrooms, situated on…
Listing Office: premier homes realty inc
Keep looking
Similar homes in Jacksonville
Explore the area
More in Mandarin
Mandarin guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines