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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Mar 3, 2026·19 days on market·Recent sales in Jacksonville

8881 Shining Oak Court

Jacksonville, FL 32217

$1,450,000sold priceListed at $1,450,000 · 100% of asking$293/sqftMLS# 2123347
6
Beds
5.5
Baths
4,948
Sq Ft
2006
Built
3
Garage
Yes
Pool
HOA $125/mo0.47 acresWaterfrontSingle Family Residence2 stories

About this home

Jacksonville

This Stunning Waterfront Estate is breathtaking! This custom built, 1 owner gem has 6 bedrooms, 5.5 baths and is tucked away on a quiet .47acre cul-de-sac lot. Boasting panoramic views of Goodbys Creek and just minutes from the iconic St. Johns River, this home delivers the ultimate Florida lifestyle for boating, entertaining, and relaxing. Enjoy your private pool, private dock including a13,000lb lift for your boat, plus room for fishing or waterfront lounging. Take a short kayak trip to Wicked Barley Brewing or explore miles of scenic waterways. Inside, you will find light-filled living spaces that flow effortlessly, anchored by a kitchen any chef would love. Designed for both everyday living and hosting family & friends. All bedrooms offer spacious & private retreats, with a grand primary suite & en-suite bath perfect for unwinding. Home also includes a 3-car garage w/ new epoxy floors & a Generac whole-home generator for your peace of mind. Shedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$8,032
Property taxesest. at asking price, Duval County$2,368
HOAbilled annually$125
Estimated total, before insurance$10,524/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,473/yr · $1,206/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,450,000
$290,000
Loan Term
Monthly Payment
$8,032
Principal & Interest: $8,032
Property taxes (est.): $2,368
Insurance (est.): $967
Estimated Total Monthly
$11,366
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,557 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$953,910$783,271▲ $36,121
2024$918,474$760,489▲ $30,043
2023$918,356$736,883—
2022$883,520$713,965—
2021$760,535$691,714▼ $1,112
2020$743,541$681,474▼ $40,000

2025 property taxes (current owner): $14,473/yr

Estimated taxes if purchased at asking price: ~$28,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $238/sq ft; this home is listed at $293/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4535 Old Spanish Trail, Jacksonville, FL 32257Listed by HOVER GIRL PROPERTIESAug 2026$925,000$2205/34,212160.7
9372 Beauclerc Wood Lane N, Jacksonville, FL 32257Listed by LOKATIONJul 2026$790,000$1975/4.54,006900.9
2317 Miller Oaks Drive S, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$855,000$2384/3.53,589191.5
9505 Kuhn Road, Jacksonville, FL 32257Listed by 904 REALTY LLCMay 2026$1,500,000$3085/4.54,87031.6
2254 Smullian Trail N, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSAug 2026$550,000$1584/3.53,472421.7
2827 Casa Del Rio Terrace, Jacksonville, FL 32257Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,580,000$3684/4.54,297542

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,450,000
Price / Sq Ft$293
Bedrooms6
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,948
Total Structure Area6,240 sq ft
Acres0.47 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Fenced, Pool Sweep
Is WaterfrontYes

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8881 Shining Oak Court, Jacksonville, FL 32217
Area012-San Jose
SubdivisionReflections @ Goodby
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size20,473.2 sq ft
Parcel Number1487481040
ZoningSingle Family

Amenities

AmenitiesOther
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Other
ViewCreek/Stream, Pool, Protected Preserve

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Central Vacuum, Entrance Foyer, His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Water Heater, Gas Cooktop, Microwave, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Electric, Multi Units, Zoned
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink, Washer Hookup
Security24 Hour Security, Fire Alarm, Security System Owned, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony, Boat Lift, Boat Slip, Dock, Impact Windows
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Deck, Front Porch, Rear Porch
FencingWrought Iron
RoofShingle
ConstructionBlock, Frame, Stone, Stucco
Other StructuresBoat House
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 3, 2026
Days on Market19
HOA Fees$1,500 / Annually
HOA FrequencyAnnually
HOA NameRelections at Goodbys Creek
Tax Amount$14,473.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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