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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Dec 2, 2025·12 days on market·Recent sales in Jacksonville

8652 Villa San Jose Drive E

Jacksonville, FL 32217

$519,900sold priceListed at $549,900 · 94.5% of asking$155/sqftMLS# 2114480
4
Beds
3.5
Baths
3,354
Sq Ft
1969
Built
2
Garage
Yes
Pool
HOA $6/mo14,375 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Stunning single-story home featuring 4 bedrooms and 3.5 bathrooms with an inviting double-door front entry and elegant foyer. The spacious living room boasts a cozy fireplace, while the gourmet kitchen offers a center island, breakfast area, bar with decorative lighting, granite counters, and stainless steel appliances — perfect for entertaining. Retreat to the luxurious primary suite with a double vanity and enjoy the privacy of a fenced backyard, complete with a sparkling pool and spa. The 2-car garage provides added convenience and storage. One or more photos have been virtually staged.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,880
Property taxesest. at asking price, Duval County$849
HOAbilled monthly$6
Estimated total, before insurance$3,735/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$8,092/yr · $674/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$519,900
$103,980
Loan Term
Monthly Payment
$2,880
Principal & Interest: $2,880
Property taxes (est.): $849
Insurance (est.): $347
Estimated Total Monthly
$4,075
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1969)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,662 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $8,092/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2025Listed$549,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $164/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8841 Pallazzo Terrace, Jacksonville, FL 32217Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$817,500$3143/2.52,6061820.1
8620 San Servera Drive W, Jacksonville, FL 32217Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$565,000$2184/32,596230.1
3730 Cathedral Cove Road, Jacksonville, FL 32217Listed by UNITED REAL ESTATE GALLERYSep 2026$855,000$3264/32,62460.3
4202 San Clerc Road, Jacksonville, FL 32217Listed by NAVY TO NAVY HOMES LLCAug 2026$425,000$1634/32,613250.3
8850 San Rae Road, Jacksonville, FL 32257Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$390,000$1653/22,3691240.3
3707 Cathedral Oaks Place S, Jacksonville, FL 32217Listed by COLDWELL BANKER VANGUARD REALTYJun 2026$769,000$2275/3.53,3841730.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$549,900
Price / Sq Ft$164
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,354
Acres0.33 acres
Year Built1969
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address8652 Villa San Jose Drive E, Jacksonville, FL 32217
Area012-San Jose
SubdivisionVilla San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size14,374.8 sq ft
Parcel Number1480550000

Amenities

AmenitiesMaintenance Grounds
UtilitiesElectricity Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
# of Stories1
LevelsOne
Spa FeaturesIn Ground

Exterior

FencingWood
RoofShingle

Additional Information

Date ListedOctober 22, 2025
Days on Market12
HOA Fees$6 / Monthly
HOA FrequencyMonthly
HOA NameVilla San Jose Civic Association
Tax Amount$8,092.46
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAINSTAY BROKERAGE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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