This home is in Jacksonville — a gated community home in Jacksonville.
Active Under Contract·92 days on market
4423 Sun Lily Court
Jacksonville, FL 32257
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome Home to your beautiful home in Everlake, Mandarin's only 55+ active adult community! This neighborhood is conveniently located close to shopping, restaurants and major highways. This like new Dream Finders villa is well appointed with its spacious floor plan and many upgrades including custom coffered ceilings and woodwork on walls. This split bedroom arrangement offers maximum privacy, with each bedroom having their own bathroom. Flex room space with barn doors can be used for office or additional sitting area. The well appointed kitchen has stainless steel appliances, solid surface countertops and lots of cabinetry. The kitchen overlooks a large dining area and family room. Large master suite has its own private bath with double vanity and large walk in shower. Closets galore including the huge master walk-in closet! Screen porch overlooks private wooded fenced back yard. Schedule your showing today! 1% being offered toward closing costs using preferred lender.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,728 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,796/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 8, 2026Active Under Contract$371,500
- Jul 31, 2026Price change$371,500−$1,000
- Jul 10, 2026Listed$372,500
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $234/sq ft; this home is listed at $223/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4211 Timberlake Drive N, Jacksonville, FL 32257Listed by CRYSTAL CLEAR REALTY, LLC | Sep 2026 | $375,000 | $247 | 3/2 | 1,520 | 64 | 0.2 |
| 4551 Sun Garden Drive, Jacksonville, FL 32257Listed by SAM FOLDS, INC., REALTORS | Sep 2026 | $390,000 | $234 | 2/2 | 1,669 | 138 | 0.3 |
| 9970 Timberlake Drive E, Jacksonville, FL 32257Listed by BRANDYWINE HOMES USA LLC | Sep 2026 | $290,000 | $223 | 3/2 | 1,301 | 137 | 0.3 |
| 9515 Broken Oak Boulevard, Jacksonville, FL 32257Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $375,000 | $208 | 3/2 | 1,801 | 98 | 0.5 |
| 9872 Lazy Hollow Lane, Jacksonville, FL 32257Listed by WATSON REALTY CORP | Sep 2026 | $389,000 | $247 | 3/2 | 1,577 | 5 | 0.6 |
| 9332 Mill Springs Drive, Jacksonville, FL 32257Listed by CORE REALTY, LLC | Sep 2026 | $350,000 | $172 | 5/2 | 2,036 | 166 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: HERRON REAL ESTATE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines