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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·61 days on market

9515 Broken Oak Boulevard

Jacksonville, FL 32257

$395,000$219/sqftEst. $2,037/moMLS# 2149472
3
Beds
2
Baths
1,801
Sq Ft
1993
Built
2
Garage
No
Pool

About this home

Jacksonville

Discover the perfect blend of comfort and convenience in this beautifully maintained home located in the sought-after Sutton Oaks community. Surrounded by mature trees and peaceful streets, this home offers a welcoming atmosphere from the moment you arrive. The thoughtfully designed floor plan features a spacious living area centered around a cozy fireplace, creating the ideal gathering space for family and friends. The kitchen is equipped with stainless steel appliances, ample cabinet space, and a bright breakfast nook for casual dining. An additional flex room provides versatility to fit your lifestyle--whether you need a home office, playroom, fitness area, or formal sitting room. Recent improvements include fully fenced backyard, exterior deck, fresh interior paint, tile flooring throughout, an updated kitchen, and a refreshed primary

Cost to own

Mortgage calculator

$395,000
$79,000
Loan Term
Monthly Payment
$2,037
Principal & Interest: $2,037
Property taxes (est.): $645
Insurance (est.): $263
Estimated Total Monthly
$2,945
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,037
Property taxesest. at asking price, Duval County$645
HOAbilled annually$22
Estimated total, before insurance$2,704/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,918/yr · $410/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $395,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$298,094$247,372 $7,270
2024$291,018$241,018
2023$314,040$314,040
2022$248,002$218,153
2021$198,321$198,321
2020$193,342$193,342

2025 property taxes (current owner): $4,918/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1993)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,169 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 14, 2026Price change$395,000$5,000
  • Jun 8, 2026Listed$400,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$395,000
Price / Sq Ft$219
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,801
Acres0.20 acres
Year Built1993
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address9515 Broken Oak Boulevard, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSutton Oaks
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size8,712 sq ft
Parcel Number1490779015

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Heat Pump
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
FencingFenced, Back Yard, Full
RoofShingle
ConstructionBrick Veneer, Frame, Wood Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 8, 2026
Days on Market36
HOA Fees$268.86 / Annually
HOA FrequencyAnnually
HOA Fee IncludesTrash
Tax Amount$4,917.83
Tax Year2025
Listing TermsCash, Conventional, FHA, Lease Back
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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