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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a waterfront home in Jacksonville.

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Active

Active·46 days on market

5663 Greenland Road 706

Jacksonville, FL 32258

$249,999$186/sqftEst. $1,284/moMLS# 2152515
2
Beds
2
Baths
1,341
Sq Ft
2006
Built
1
Garage
No
Pool

About this home

Jacksonville

Welcome to a beautifully updated ground-floor condominium with LOW dues in Jacksonville's Mandarin area. The Cottages At Greenland is a gated community ideally located with easy access to I-95 and I-295. This spacious 2-bedroom, 2-bath residence features an open-concept split floor plan with soaring ceilings. Each bedroom includes a walk-in closet and access to a large bathroom, making it ideal for homeowners and guests. The spacious kitchen offers an inviting eat-in nook, while the adjoining living and dining areas flow seamlessly to a screened lanai overlooking a peaceful pond and preserve view. The lanai also includes a private, locked storage closet. Additional features include: One-car attached garage, large laundry room with abundant storage, new water heater, and pantry. Residents of this gated community enjoy access to a sparkling pool and fitness center, providing a low-maintenance lifestyle. Don't miss this move-in-ready home with beautiful water to preserve view.

Cost to own

Mortgage calculator

$249,999
$50,000
Loan Term
Monthly Payment
$1,284
Principal & Interest: $1,284
Property taxes (est.): $408
Insurance (est.): $167
Estimated Total Monthly
$1,859
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,284
Property taxesest. at asking price, Duval County$408
HOAbilled monthly$295
Estimated total, before insurance$1,987/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $273,800 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$240,000$29,206
2024$240,000$193,660 $22,500
2023$217,500$176,055
2022$169,000$160,050
2021$145,500$145,500
2020$139,000$139,000

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: material not specified — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,761 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 9, 2026Active$249,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,999
Price / Sq Ft$186
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,341
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address5663 Greenland Road 706, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionCottages At Greenland
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size1,306.8 sq ft
Parcel Number1564551285

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate
Spa FeaturesCommunity

Exterior

Patio / PorchScreened
ConstructionBlock, Concrete

Additional Information

Date ListedJuly 9, 2026
Days on Market30
HOA Fees$295 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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