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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cimarrone Golf Club, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Jul 31, 2026·10 days on market·Recent sales in Cimarrone Golf Club·Cimarrone Golf Club

4621 W Seneca Drive

St. Johns, FL 32259

$851,250sold priceListed at $875,000 · 97.3% of asking$265/sqftMLS# 2152411
5
Beds
3.5
Baths
3,207
Sq Ft
2002
Built
2
Garage
Yes
Pool

7 more homes for sale in Cimarrone Golf Club →Search Cimarrone Golf Club on the map

FEMA Zone XHOA $205/mo0.50 acresSingle Family Residence1 story

About this home

Cimarrone Golf Club

Exceptional pool home on half an acre w/90 feet of frontage and a rare triple-view setting: pond, golf course, & preserve. Gorgeous sunset views. Paver courtyard driveway. Welcoming, double door entry. All one level! Enjoy wood & tile floors in the main living areas, custom trim & woodwork. Stainless appliances, kitchen island, separate laundry room. Designed for indoor-outdoor living & entertainment, the family room opens up to a large lanai via triple disappearing sliders. Paver deck, pool w/spa. Renovated bathrooms, including a spa-like owner's bath with frameless glass shower, vessel tub & elegant finishes. The movie/game room offers a remote-control theater screen & can function as a 5th bedroom. Walk-in closets, tankless water heater, gas package upgrade, generator hookup, whole-house surge protector, fully networked home, water softener, garage shark coating, window treatments, TVs stay. Don't miss the wall safe. Established neighborhood w/lush foliage, in the heart of St Johns!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$4,715
Property taxesest. at asking price, St. Johns County$1,133
HOAbilled monthly$205
Estimated total, before insurance$6,053/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,941/yr · $412/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$851,250
$170,250
Loan Term
Monthly Payment
$4,715
Principal & Interest: $4,715
Property taxes (est.): $1,133
Insurance (est.): $568
Estimated Total Monthly
$6,415
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,774 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$614,113$330,065—
2024$601,987$320,055—
2023$595,653$309,277—
2022$604,593$298,813—
2021$413,050$288,653—
2020$390,096$283,977—

2025 property taxes (current owner): $4,941/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$875,000
  • Jul 30, 2026Pending$875,000
  • Jun 25, 2026Listed$875,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $199/sq ft; this home is listed at $273/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2535 Cimarrone Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$884,000$2615/43,39010.4
258 Conquistador Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$975,000$2355/4.54,153580.7
513 Wetherby Lane, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSSep 2026$643,500$1995/43,22930.9
233 Ellsworth Circle, St. Johns, FL 32259Listed by NEXTHOME NEIGHBORHOOD REALTYSep 2026$739,000$1864/43,972720.9
156 N Atherley Road, St. Augustine, FL 32092Listed by KELLER WILLIAMS ST JOHNSAug 2026$650,000$1844/33,541140.9
725 Corrigan Drive, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$620,000$1736/53,57651.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$875,000
Price / Sq Ft$273
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,207
Acres0.50 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced, Gas Heat, Heated
Is WaterfrontNo
Gated CommunityYes

Community Information

Address4621 W Seneca Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCimarrone Golf & Cc
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size21,780 sq ft
Lot Dimensions90X260
Parcel Number0098550160

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Management- On Site, Playground, Security, Tennis Court(s)
Community FeaturesRestaurant, Gated
UtilitiesElectricity Available, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewGolf Course, Pond, Pool, Protected Preserve

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Sink, Washer Hookup
SecuritySmoke Detector(s)
Spa FeaturesIn Ground, Heated

Exterior

Lot DescriptionOn Golf Course, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedJune 25, 2026
Days on Market10
HOA Fees$205 / Monthly
HOA FrequencyMonthly
Tax Amount$4,940.85
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cimarrone Golf Club

Cimarrone Golf Club is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Cimarrone Golf Club homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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