Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in South Hampton, St. Augustine — a home near Beachside High School.

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Active

Active·48 days on market·South Hampton

709 Corrigan Drive

St. Augustine, FL 32092

$599,000$205/sqftEst. $3,089/moMLS# 2151521

Beds

Baths

2,915

Sq Ft

2003

Built

Garage

Pool

About this home

South Hampton

Don't miss this beautifully updated 4-bedroom, 3-bath home with a 3-car garage situated on a quiet cul-de-sac street in the South Hampton Golf Club community in the heart of St. Johns County. Known for its mature tree-lined streets, larger homesites offering space and privacy, and no CDD fees, South Hampton delivers the best of the Florida lifestyle--without the extra cost! Thoughtfully designed and lovingly maintained, this home features a versatile floor plan ideal for everyday living, entertaining, and work-from-home flexibility. The first floor offers a private office, separate formal living and dining spaces, and an open main living area that flows seamlessly into the beautifully updated kitchen. Remodeled in 2024, the kitchen showcases quartz countertops, an upgraded glass tile backsplash, new appliances, an expanded island, and additional prep and storage space--creating the perfect gathering place for family, friends, and memorable meals.

Cost to own

Mortgage calculator

Home Price

$599,000

Down Payment: 20%

$119,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,089

Principal & Interest: $3,089

Property taxes (est.): $797

Insurance (est.): $399

Estimated Total Monthly

$4,285

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,089

Property taxesest. at asking price, St. Johns County$797

HOAbilled semi-annually$111

Estimated total, before insurance$3,997/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,339/yr · $278/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$452,008	$211,155	—
2024	$459,618	$204,497	—
2023	$459,565	$197,084	—
2022	$425,930	$189,887	—
2021	$320,952	$182,900	—
2020	$286,742	$179,684	—

2025 property taxes (current owner): $3,339/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,775 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 22, 2026Price change$599,000−$15,000
Jul 9, 2026Price change$614,000−$10,000
Jun 20, 2026Listed$624,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,000

Price / Sq Ft$205

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,915

Acres0.22 acres

Year Built2003

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTimberlin Creek

MiddleSwitzerland Point

HighBeachside

Community Information

Address709 Corrigan Drive, St. Augustine, FL 32092

Area304- 210 South

SubdivisionSouth Hampton

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size9,583.2 sq ft

Parcel Number0099720720

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Golf Course, Maintenance Grounds, Park, Pickleball, Playground, RV/Boat Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories2

LevelsTwo

LaundryUpper Level