This home is in Jacksonville Beach.

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Active

Active·139 days on market

129 11th Avenue N B

Jacksonville Beach, FL 32250

$834,000$426/sqftEst. $4,439/moMLS# 2131771

Beds

Baths

1,960

Sq Ft

2007

Built

Garage

Pool

About this home

Jacksonville Beach

Ocean Views with Endless Charm - $61,000 price adjustment! This buyer's dream is now offered below appraised value, creating an exceptional opportunity just steps from the beach. The seller will also pay the $2,500 one-time HOA initiation fee. Wake up to breathtaking sunrises, ocean views, and the soothing sounds of the Atlantic from this beautifully updated east-facing townhouse. Features include a renovated kitchen, updated baths, fresh interior paint, two new AC units, a spacious two-car garage, an outdoor shower. There is also built-in provisions for a future private elevator, offering added convenience and long-term flexibility. Luxury coastal living, exceptional value, and an unbeatable location, all in one incredible home. Home has been professionally staged; some photos may include virtual staging or enhancements.

Cost to own

Mortgage calculator

Home Price

$834,000

Down Payment: 20%

$166,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$4,213

Principal & Interest: $4,213

Est. Taxes & Insurance: $1,053

Estimated Total Monthly

$5,266

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,439

Property taxesest. at asking price, Duval County$1,362

HOAbilled one time$2,500

Estimated total, before insurance$8,301/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$718,130	$718,130	—
2024	$764,966	$321,370	▲ $110,168
2023	$642,229	$298,510	—
2022	$583,350	$288,360	—
2021	$330,672	$278,505	—
2020	$323,970	$273,970	—

2025 property taxes (current owner): $13,246/yr

Estimated taxes if purchased at asking price: ~$16,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Private well (public record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 27, 2026Listed$834,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$834,000

Price / Sq Ft$426

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,960

Total Structure Area2,191 sq ft

Acres0.04 acres

Year Built2007

TypeResidential

Sub-TypeTownhouse

StyleSpanish

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesEast

School Information

ElementarySan Pablo

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address129 11th Avenue N B, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionFlagler Tract

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size1,742.4 sq ft

Parcel Number1739710040

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewOcean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Stone, Tile, Vinyl

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink

SecurityFire Sprinkler System, Security System Owned, Smoke Detector(s)