This home is in Pelican Point, Jacksonville Beach.

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Active

Active·45 days on market·Pelican Point

1901 1st Street N 1503

Jacksonville Beach, FL 32250

$695,000$573/sqftEst. $3,544/moMLS# 2150377

Beds

Baths

1,212

Sq Ft

1982

Built

Garage

Pool

About this home

Pelican Point

Discover your beach front bliss in this super clean move-in ready condo...vacation all year long!! Perched above the rolling dunes and breezy palms on N Florida's most beautiful shoreline, Pelican Point has been a main-stay for both local primary residents and second home owners from near and far. Enjoy a front row seat to spectacular ocean views from most rooms, especially the balcony! Enjoy a splash in the pool after a relaxing beach day OR a competitive tennis/pickle match! Long time local owners have loved raising their kids in their treasured beach retreat! Recent improvements in preparation for the sale include brand new LVP flooring throughout (except baths), fresh white painted walls, ceilings, trim, bath and kitchen cabinets, new cabinet hardware in kitchen and baths, new quartz counters in baths, new bath lighting and mirrors, new closet doors throughout. A single garage space, 1st floor storage unit, & ample guest parking are included. Click ''more'' to read on...

Cost to own

Mortgage calculator

Home Price

$695,000

Down Payment: 20%

$139,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,544

Principal & Interest: $3,544

Property taxes (est.): $1,135

Insurance (est.): $463

Estimated Total Monthly

$5,142

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,544

Property taxesest. at asking price, Duval County$1,135

HOAbilled monthly$994

Estimated total, before insurance$5,672/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$10,190/yr · $849/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$552,500	$552,500	—
2024	$589,000	$519,755	—
2023	$536,000	$472,505	—
2022	$459,000	$429,550	—
2021	$405,000	$390,500	—
2020	$355,000	$355,000	—

2025 property taxes (current owner): $10,190/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,693 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 12, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000

Price / Sq Ft$573

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,212

Year Built1982

TypeResidential

Sub-TypeCondominium

StyleFlat

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Direction FacesEast

School Information

ElementarySeabreeze

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address1901 1st Street N 1503, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionPelican Point

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1747545162

ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Clubhouse, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Pickleball, Storage, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage, Gated, Guest, Parking Lot

ViewBeach, City, Ocean, Pool

Waterfront TypeOcean Access, Ocean Front