This home is in Metropolitan Condos, Jacksonville Beach.

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Active

Active·Listed today·Metropolitan Condos

320 1st Street N 805

Jacksonville Beach, FL 32250

$998,900$565/sqftEst. $5,093/moMLS# 2157187

Beds

Baths

1,769

Sq Ft

2006

Built

Garage

Pool

About this home

Metropolitan Condos

Enjoy maintenance-free living just one block from the ocean! This beautifully renovated condo is located on the 8th floor of the Metropolitan Building in the heart of Jacksonville Beach. Professionally designed in 2024, this luxurious residence offers 3 bedrooms, 2 1/2 bathrooms, and floor-to-ceiling windows throughout the primary suite and main living areas, providing unobstructed ocean views. The gourmet kitchen features a panel-ready refrigerator, an induction cooktop, beautiful porcelain countertops, and an abundance of cabinetry with plenty of storage, while luxury vinyl plank flooring flows throughout the home. A covered balcony offers spectacular ocean views and can be accessed from both the living room and primary bedroom. The spacious owner's suite includes remote-controlled blackout curtains, separate his-and-hers closets, double vanities, and a stunning wet room with a freestanding soaking tub and two shower heads. It is truly a dream bathroom.

Cost to own

Mortgage calculator

Home Price

$998,900

Down Payment: 20%

$199,780

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,093

Principal & Interest: $5,093

Property taxes (est.): $1,631

Insurance (est.): $666

Estimated Total Monthly

$7,390

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,093

Property taxesest. at asking price, Duval County$1,631

HOAbilled monthly$1,033

Estimated total, before insurance$7,757/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,567/yr · $964/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,567/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Jul 27, 2026Listed$998,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$998,900

Price / Sq Ft$565

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,769

Year Built2006

TypeResidential

Sub-TypeCondominium

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesSoutheast

Community Information

Address320 1st Street N 805, Jacksonville Beach, FL 32250

Area211-Jacksonville Beach-NE

SubdivisionMetropolitan Condo

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Parcel Number1740721220

ZoningResidential

Amenities

AmenitiesElevator(s), Maintenance Grounds, Security

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Assigned, Garage, Gated

ViewBeach, Ocean, Water

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Freezer, Induction Cooktop, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingElectric

CoolingCentral Air, Electric

# of Stories1

LaundryIn Unit

SecurityKey Card Entry, Secured Elevator, Secured Lobby