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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Walden Chase, Ponte Vedra — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 27, 2026·5 days on market·Recent sales in Walden Chase·Walden Chase

561 E Silverthorn Lane

Ponte Vedra, FL 32081

$550,000sold priceListed at $550,000 · 100% of asking$205/sqftMLS# 2152244
5
Beds
3
Baths
2,686
Sq Ft
2003
Built
2
Garage
No
Pool

7 more homes for sale in Walden Chase →Search Walden Chase on the map

FEMA Zone XHOA $76/mo11,326 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Walden Chase

Welcome home to this spacious and beautifully updated 5-bedroom, 3-bath residence on a coveted lakefront lot in Walden Chase. Offering 2,686 sq ft of well-designed living across two floors, a screened outdoor retreat, and panoramic lake views from the backyard, this home has the space, style, and setting families are looking for. Mature oaks, arched architectural details, and a sweeping driveway create a warm and inviting first impression. Inside, warm hardwood floors, crown molding, and plantation shutters throughout set an elevated tone from the foyer forward. The formal dining room features wainscoting and pendant lighting, flowing naturally into the bright living room and the heart of the home. The updated kitchen showcases sage green cabinetry with brushed gold hardware, quartz countertops, stainless steel appliances, glass-front upper cabinets, and a breakfast nook with sliding glass door access to the backyard, perfect for morning coffee with lake views.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$76
Estimated total, before insurance$3,854/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,135/yr · $511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$3,046
Principal & Interest: $3,046
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$4,145
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,743 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$479,560$418,710—
2024$471,820$406,202—
2023$493,541$392,915—
2022$430,015$380,015—
2021$313,266$313,266—
2020$288,608$288,608—

2025 property taxes (current owner): $6,135/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$550,000
  • Jun 25, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $305/sq ft; this home is listed at $205/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
524 E Silverthorn Lane, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUPSep 2026$595,000$1915/3.53,108340.1
57 Puritan Road, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLCSep 2026$732,500$2654/32,764390.4
293 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$675,140$2914/3.52,321100.8
299 Reflections Avenue, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$731,461$3054/3.52,396230.8
285 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$725,000$3063/2.52,3671070.8
277 Dawes Avenue, Ponte Vedra, FL 32081Listed by WEEKLEY HOMES REALTYSep 2026$764,691$3193/2.52,399280.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$550,000
Price / Sq Ft$205
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,686
Acres0.26 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

Community Information

Address561 E Silverthorn Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWalden Chase
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size11,325.6 sq ft
Parcel Number0232411250

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
# of Stories2
LaundryElectric Dryer Hookup, In Unit, Lower Level

Exterior

Patio / PorchCovered, Rear Porch, Screened
FencingFenced
RoofShingle

Additional Information

Date ListedJune 25, 2026
Days on Market5
HOA Fees$906 / Annually
HOA FrequencyAnnually
Tax Amount$6,134.76
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Walden Chase

Walden Chase is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Walden Chase homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines