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This home is in Walden Chase, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·Listed today·Walden Chase

1104 Ravenscroft Lane

Ponte Vedra, FL 32081

$550,000$212/sqftEst. $2,857/moMLS# 2164540

Beds

Baths

2,589

Sq Ft

2003

Built

Garage

Pool

About this home

Walden Chase

Welcome home to this spacious 5-bedroom, 3-bath home in the desirable Walden Chase community. Set along a tree-lined street and backed by a peaceful preserve, this home offers an open floor plan designed for flexible living and everyday comfort. Large windows fill the interior with natural light, while LVP flooring provides a cohesive foundation for low-maintenance living. Fresh exterior paint and brand-new carpet on the stairs and second floor, completed in summer 2026, add to the home's move-in-ready appeal. Enjoy convenient access to Nocatee Town Center shopping, dining and everyday essentials, highly rated schools, and nearby beaches. Ideally positioned between St. Augustine and Jacksonville, this home offers the space, privacy and convenience to enjoy the best of Northeast Florida living.

Cost to own

Mortgage calculator

Home Price

$550,000

Down Payment: 20%

$110,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$2,857

Principal & Interest: $2,857

Property taxes (est.): $732

Insurance (est.): $367

Estimated Total Monthly

$3,955

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,857

Property taxesest. at asking price, St. Johns County$732

HOAbilled annually$76

Estimated total, before insurance$3,664/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,541/yr · $545/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,541/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History