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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Walden Chase, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·1 day on market·Walden Chase

2005 Chaucer Lane

Ponte Vedra, FL 32081

$579,900$270/sqftEst. $3,071/moMLS# 2164980
4
Beds
3
Baths
2,151
Sq Ft
2005
Built
2
Garage
No
Pool

About this home

Walden Chase

FULLY RENOVATED 4-BEDROOM, 3-BATH HOME IN SOUGHT-AFTER WALDEN CHASE! Beautifully updated and truly move in ready, this spacious home offers the perfect combination of modern finishes, functional living space, and a desirable St. Johns County location. Major improvements include a NEW ROOF, NEW LVP FLOORING THROUGHOUT, FRESH INTERIOR PAINT, NEW KITCHEN APPLIANCES and NEW COUNTERTOPS. The open and inviting floor plan provides plenty of room for everyday living and entertaining, with four bedrooms and three full baths offering flexibility for family, guests, a home office or hobbies. Step outside to enjoy the covered lanai and private outdoor living space. With access to highly sought-after St Johns County Schools and convenient to shopping, dining, parks, recreation and major roadways. Enjoy the best of Northeast Florida with the beautiful beaches and historic St Augustine nearby. With the major renovations you can simply move in and enjoy! Schedule your private showing today!

Cost to own

Mortgage calculator

$579,900
$115,980
Loan Term
Monthly Payment
$3,071
Principal & Interest: $3,071
Property taxes (est.): $772
Insurance (est.): $387
Estimated Total Monthly
$4,229
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,071
Property taxesest. at asking price, St. Johns County$772
HOAbilled annually$75
Estimated total, before insurance$3,918/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,756/yr · $480/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,756/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Active$579,900
  • Sep 15, 2026Listed$579,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$579,900
Price / Sq Ft$270
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,151
Acres0.18 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOcean Palms
MiddleValley Ridge Academy
HighAllen D. Nease

Community Information

Address2005 Chaucer Lane, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionWalden Chase
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size7,840.8 sq ft
Parcel Number0232411690
ZoningResidential

Amenities

AmenitiesPool, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Laminate, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity System Owned, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingFenced, Back Yard, Wood
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
HOA Fees$905.84 / Annually
HOA FrequencyAnnually
HOA NameWalden Chase
HOA Fee IncludesTrash
Tax Amount$5,756.46
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Walden Chase

Walden Chase is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32081.

View all Walden Chase homes for sale →

Listing Courtesy of: NOVAJAX REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines