This home is in Lumber Creek, Yulee.
Sold·Closed Aug 27, 2026·85 days on market·Recent sales in Lumber Creek·Lumber Creek
77727 Lumber Creek Boulevard
Yulee, FL 32097
3 more homes for sale in Lumber Creek →Search Lumber Creek on the map
About this home
Lumber Creek
Fully fenced back yard, secluded water views, low HOA fee's, NO CDD! Walking distance to parks and close to ''A'' rated schools. This home provides a tranquil retreat for your family with enough room to spread out and create wonderful memories. Situated in a desirable, rapidly growing neighborhood in Nassau County. Step inside to discover an open floor plan linking a spacious living room, dining area, and gourmet kitchen with stainless steel appliances, granite countertops. Natural light floods the interior through generous windows. Featuring multiple large bedrooms and a luxurious primary suite with spa-like bath including soaking tub, shower, and dual vanities. Additional perks include high ceilings, nice flooring, and recent updates throughout. Easy access to Jacksonville, beaches, and Amelia Island!
Next steps in Lumber Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,784 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $287,765 | $287,765 | — |
| 2024 | $277,261 | $269,030 | — |
| 2023 | $287,512 | $244,573 | — |
| 2022 | $246,715 | $222,339 | — |
| 2021 | $202,126 | $202,126 | — |
| 2020 | $183,516 | $183,516 | — |
2025 property taxes (current owner): $4,418/yr
Estimated taxes if purchased at asking price: ~$5,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 27, 2026Closed$362,000
- Aug 3, 2026Pending$362,000
- Jul 20, 2026Active Under Contract$362,000
- Apr 24, 2026Listed$362,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $220/sq ft; this home is listed at $197/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 77707 Lumber Creek Boulevard, Yulee, FL 32097Listed by WATSON REALTY CORP | Oct 2026 | $340,000 | $220 | 4/2 | 1,543 | 79 | 0.1 |
| 77021 Birdseye Court, Yulee, FL 32097Listed by LA ROSA REALTY JACKSONVILLE, LLC. | Aug 2026 | $365,000 | $197 | 4/2 | 1,854 | 172 | 0.1 |
| 85559 Winona Bayview Road, Yulee, FL 32097Listed by MARK SPAIN REAL ESTATE | Jul 2026 | $478,000 | $218 | 5/3 | 2,188 | 31 | 0.9 |
| 379 Chambers Avenue, Yulee, FL 32097Listed by D R HORTON REALTY INC | Sep 2026 | $379,350 | $229 | 3/2 | 1,655 | 17 | 1 |
| 344 Chambers Avenue, Yulee, FL 32097Listed by D R HORTON REALTY INC | Sep 2026 | $387,350 | $234 | 3/2 | 1,655 | 24 | 1 |
| 76390 Dove Road, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Aug 2026 | $333,400 | $140 | 3/2 | 2,378 | 34 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Lumber Creek
Lumber Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.
View all Lumber Creek homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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