This home is in Jacksonville.

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Active

Active·17 days on market

8601 Beach Boulevard 403

Jacksonville, FL 32216

$191,200$140/sqftEst. $975/moMLS# 2150425

Beds

Baths

1,369

Sq Ft

2003

Built

Garage

Pool

About this home

Jacksonville

BACK ON MARKET THRU NO FAULT OF SELLER. Step in to this BRIGHT and sunny 3 bedroom, 2 bath GROUND FLOOR unit with GARAGE. No steps to enter into this open floor plan with dedicated dining space, kitchen with BREAKFAST BAR and built-in work space. Living room with 9FT CEILINGS leads to glass FLORIDA ROOM with leafy courtyard view, perfect for yoga, morning coffee or quiet reading space. Primary suite with ceramic tile WALK IN SHOWER and walk in closet. The two other bedrooms with NEW berber carpet and WALK IN CLOSETS share a hall bath. Kitchen has 42'' CABINETS, a PANTRY and lots of storage plus new microwave. Laundry room, WASHER/DRYER conveys, Ceiling fans throughout! This unit has tons of STORAGE plus large PRIVATE GARAGE. Dedicated parking space #103 right in front of building entrance. Water heater 5 years, hvac 10 years. Gated community with POOL, picnic/grilling areas, gym, clubhouse and walking trails. A QUIET OASIS close to shopping

Cost to own

Mortgage calculator

Home Price

$191,200

Down Payment: 20%

$38,240

Interest Rate: 6.58%

Loan Term

Monthly Payment

$975

Principal & Interest: $975

Property taxes (est.): $312

Insurance (est.): $127

Estimated Total Monthly

$1,415

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$975

Property taxesest. at asking price, Duval County$312

HOAbilled monthly$546

Estimated total, before insurance$1,833/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,170/yr · $264/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$177,500	$177,500	▼ $9,000
2024	$186,500	$167,706	▼ $500
2023	$187,000	$152,460	—
2022	$153,500	$138,600	—
2021	$126,000	$126,000	—
2020	$113,000	$25,000	▲ $5,000

2025 property taxes (current owner): $3,170/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 10, 2026Active$191,200

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$191,200

Price / Sq Ft$140

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,369

Year Built2003

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Direction FacesEast

Community Information

Address8601 Beach Boulevard 403, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionSouthern Grove

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Parcel Number1361631757

Amenities

AmenitiesPool, Barbecue, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management- On Site, Playground, Trash

UtilitiesCable Available, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Garage, Garage Door Opener, Guest, Parking Lot

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Vinyl

# of Stories1

LevelsThree Or More

LaundryIn Unit

SecurityFire Alarm, Fire Sprinkler System, Security Gate