This home is in Jacksonville.

1 / 35

Active

Active·119 days on market

8601 Beach Boulevard 811

Jacksonville, FL 32216

$140,000$102/sqftEst. $745/moMLS# 2135661

Beds

Baths

1,369

Sq Ft

2003

Built

—

Garage

Pool

About this home

Jacksonville

Southern Grove Condominiums is very convenient to all parts of Jacksonville! Short drive to the beaches and easy commute to Jax International Airport! No noisy neighbors above you in this like new 3rd floor unit. Recently painted throughout. Newer HVAC system by Air Engineers - TOP of the LINE! This gated condominium offers many amenities including a community pool, fitness center, a park with grills and tables for family gatherings, car wash area and a beautiful nature walking trail. This unit is located on the back of the building and has a screened porch. Enter through the large foyer and enjoy the open floor plan of the kitchen, dining and living room area with stackable sliding doors to the screened porch. The primary bedroom has a private full bath and a large walk in closet. Two other bedrooms also have large walk-in closets and share a hall bathroom. Unit can be sold furnished or unfurnished.

Cost to own

Mortgage calculator

Home Price

$140,000

Down Payment: 20%

$28,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$712

Principal & Interest: $712

Est. Taxes & Insurance: $178

Estimated Total Monthly

$890

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$745

Property taxesest. at asking price, Duval County$229

HOAbilled monthly$439

Estimated total, before insurance$1,413/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$172,500	$40,287	▼ $9,000
2024	$181,500	$38,445	▼ $500
2023	$182,000	$35,869	—
2022	$148,500	$33,368	—
2021	$121,000	$30,940	—
2020	$108,000	$29,823	—

2025 property taxes (current owner): $898/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History