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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a new construction home in Jacksonville.

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Pending

Pending·81 days on market

9150 Tender Lane

Jacksonville, FL 32220

$211,990$152/sqftEst. $1,091/moMLS# 2146895
2
Beds
2
Baths
1,395
Sq Ft
2026
Built
1
Garage
No
Pool

About this home

Jacksonville

The Julington II is an inviting two-story interior townhome features 2 bedrooms, 2.5 baths, and a versatile loft space--perfect for a home office or additional living area. The open-concept main floor includes a spacious great room and a well-equipped kitchen with a convenient pantry, ideal for everyday living and entertaining. Upstairs, both bedrooms offer privacy, with the primary suite boasting a dual-sink vanity for added comfort. A 1-car garage adds practicality, while the smart layout provides a comfortable and low-maintenance lifestyle. *Sample photos represent the floor plan, and are not of the actual home.

Cost to own

Mortgage calculator

$211,990
$42,398
Loan Term
Monthly Payment
$1,091
Principal & Interest: $1,091
Property taxes (est.): $346
Insurance (est.): $141
Estimated Total Monthly
$1,578
*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,091
Property taxesest. at asking price, Duval County$346
HOAbilled monthly$120
Estimated total, before insurance$1,557/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,100/yr · $175/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,100/yr

Estimated taxes if purchased at asking price: ~$4,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water from dbo_arcims_well_20220322 per the county inventory.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,430 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 9, 2026Pending$211,990
  • Jul 24, 2026Price change$211,990$5,552
  • May 24, 2026Listed$217,542

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$211,990
Price / Sq Ft$152
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,395
Acres0.90 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusPending
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes
Direction FacesSouth

School Information

ElementaryThomas Jefferson
MiddleHighlands
HighJean Ribault

Community Information

Address9150 Tender Lane, Jacksonville, FL 32220
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionCary Landing Townhomes
CityJacksonville
CountyDuval
StateFL
Zip Code32220
Lot Size39,204 sq ft
Parcel Number0033450012
ZoningResidential

Amenities

AmenitiesMaintenance Grounds
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFirewall(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Zero Lot Line
RoofShingle
ConstructionComposition Siding, Fiber Cement, Frame, Wood Siding
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMay 24, 2026
Days on Market77
HOA Fees$120 / Monthly
HOA FrequencyMonthly
Tax Amount$2,100
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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