This home is in Jacksonville.

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Pending

Pending·77 days on market

8601 Beach Boulevard 909

Jacksonville, FL 32216

$149,999$119/sqftEst. $798/moMLS# 2108545

Beds

Baths

1,258

Sq Ft

2003

Built

—

Garage

Pool

About this home

Jacksonville

The seller is offering to cover 6 months of HOA dues, totaling approximately $2,600, with an approved offer. Best-priced opportunity in Southern Grove--don't miss this! This third-floor unit is priced to sell and offers added privacy with no upstairs neighbors, making it a great fit for buyers who value peace and separation. Located within a gated community, this unit also includes assigned parking and access to community amenities including a clubhouse, pool, and fitness center--adding both convenience and lifestyle value. Currently the lowest-priced unit in the community, this is your chance to secure a property in Southern Grove at a hard-to-find price point. Opportunities like this don't last long, especially in such a convenient location. Situated in one of Northeast Florida's most accessible areas, you're just minutes from Downtown Jacksonville, St. Johns Town Center, and Jacksonville Beach--giving you quick access to shopping, dining, entertainment, and the coast.

Cost to own

Mortgage calculator

Home Price

$149,999

Down Payment: 20%

$30,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$762

Principal & Interest: $762

Est. Taxes & Insurance: $191

Estimated Total Monthly

$953

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$798

Property taxesest. at asking price, Duval County$245

HOAbilled monthly$439

Estimated total, before insurance$1,482/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$158,500	$29,124	▼ $3,000
2024	$161,500	$27,596	▼ $5,500
2023	$167,000	$25,336	—
2022	$136,500	$25,000	—
2021	$111,000	$25,000	—
2020	$105,500	$25,000	—

Estimated taxes if purchased at asking price: ~$2,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.