This home is in Jacksonville.

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Active

Active·4 days on market

8601 Beach Boulevard 312

Jacksonville, FL 32216

$139,500$111/sqftEst. $742/moMLS# 2155190

Beds

Baths

1,258

Sq Ft

2001

Built

—

Garage

Pool

About this home

Jacksonville

3 bedroom Condo Unit located centrally in the gated and well maintained Southern Grove community. Priced Right to Sell! Tucked in a natural setting, walkable to shops and restaurants. Community Clubhouse, Fitness Room, Pool, and Picnic area, along with a Nature Trail. Open and split floorplan with a Laundry Room, Dining Room, spacious Living Room, with views of the Screened Lanai, Primary Suite with En-suite Bath, Updated Shower and Walk-in Closet along with two other Bedrooms w/Walk-in Closets and a 2nd full Bath. Water Heater replaced 2026. WATER and SEWER Included in monthly Condo dues!

Cost to own

Mortgage calculator

Home Price

$139,500

Down Payment: 20%

$27,900

Interest Rate: 6.55%

Loan Term

Monthly Payment

$709

Principal & Interest: $709

Est. Taxes & Insurance: $177

Estimated Total Monthly

$886

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$742

Property taxesest. at asking price, Duval County$228

HOAbilled monthly$439

Estimated total, before insurance$1,409/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,928/yr

Estimated taxes if purchased at asking price: ~$2,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History