Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·8 days on market

8601 Beach Boulevard 1414

Jacksonville, FL 32216

$169,000$134/sqftEst. $870/moMLS# 2158677

Beds

Baths

1,258

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

Rare Ground-Floor Opportunity in Gated Southern Grove! Live a maintenance-free lifestyle in this immaculate 3-bed, 2-bath ground-floor condo located minutes from Jax Beach. Boasting soaring 10-ft ceilings & sleek tile floors throughout, this unit offers an airy, spacious feel the moment you enter. The generous living room features a stylish built-in & flows seamlessly into a dedicated dining area. Cook w/ ease in the fully equipped kitchen complete w/ 42'' cabinets, a pantry, & newer refrigerator -3 years old. Unwind on a private screened patio, or retreat to the bedrooms-with large walk-in closets, including the spacious primary en-suite. Baths are tastefully updated. Beautifully maintained Southern Grove features a sparkling pool & fitness center. Enjoy peace of mind w/ major recent community updates, including newer roofs, freshly painted building exterior, and newly repaved parking lot. Tucked away from the city bustle yet minutes from Jax Beach, dining & shopping. Schedule a tour

Cost to own

Mortgage calculator

Home Price

$169,000

Down Payment: 20%

$33,800

Interest Rate: 6.67%

Loan Term

Monthly Payment

$870

Principal & Interest: $870

Property taxes (est.): $276

Insurance (est.): $113

Estimated Total Monthly

$1,258

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$870

Property taxesest. at asking price, Duval County$276

HOAbilled monthly$439

Estimated total, before insurance$1,585/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,742 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History