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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·45 days on market

8601 Beach Boulevard 1222

Jacksonville, FL 32216

$165,000$131/sqftEst. $848/moMLS# 2155138
3
Beds
2
Baths
1,258
Sq Ft
2004
Built
Garage
No
Pool

About this home

Jacksonville

Welcome home to easy, low-maintenance living in one of Southern Grove's most private locations! This MOVE-IN READY, TOP-FLOOR 3-bedroom, 2-bath condo offers ONLY ONE SHARED WALL, no upstairs neighbors, and no neighboring building directly beside or behind, providing added privacy and a quieter setting. Enjoy the spacious SCREENED BALCONY, perfect for morning coffee or relaxing after a long day. Inside, you'll find an open layout with crown molding, PREMIUM HARDWOOD FLOORING throughout the living areas and bedrooms, GRANITE KITCHEN COUNTERTOPS, a split-bedroom floor plan, and WALK-IN CLOSETS in all three bedrooms. Residents enjoy a gated community with a pool, fitness center, wooded walking trail, and HOA dues that include water and sewer. Minutes to St. Johns Town Center, Mayo Clinic, UNF, Downtown, the Beaches, shopping, dining, and major highways. ALL FURNISHINGS AVAILABLE FOR PURCHASE SEPARATELY.

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$848
Principal & Interest: $848
Property taxes (est.): $269
Insurance (est.): $110
Estimated Total Monthly
$1,228
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$848
Property taxesest. at asking price, Duval County$269
HOAbilled monthly$439
Estimated total, before insurance$1,557/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,833/yr · $236/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$158,500$158,500 $3,000
2024$161,500$147,741 $5,500
2023$167,000$134,310
2022$136,500$122,100
2021$111,000$111,000
2020$105,500$91,839

2025 property taxes (current owner): $2,833/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 16, 2026Active Under Contract$165,000
  • Jul 13, 2026Listed$165,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$165,000
Price / Sq Ft$131
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,258
Total Structure Area1,258 sq ft
Year Built2004
TypeResidential
Sub-TypeCondominium
StatusActive Under Contract
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryGreenfield
MiddleSouthside

Community Information

Address8601 Beach Boulevard 1222, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionSouthern Grove
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Parcel Number1361632452
ZoningCondominium

Amenities

AmenitiesClubhouse, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySecurity Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchCovered, Side Porch

Additional Information

Date ListedJuly 13, 2026
Days on Market34
HOA Fees$439 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Sewer, Trash
Tax Amount$2,832.57
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COWFORD REALTY & DESIGN LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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