This home is in Jacksonville.

1 / 37

Active

Active·Listed today

8601 Beach Boulevard 1222

Jacksonville, FL 32216

$165,000$131/sqftEst. $878/moMLS# 2155138

Beds

Baths

1,258

Sq Ft

2004

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to easy, low-maintenance living in the gated community of Southern Grove! This MOVE-IN READY, TOP-FLOOR 3-bedroom, 2-bath condo offers added privacy with ONLY ONE SHARED WALL, NO UPSTAIRS NEIGHBORS, and a spacious SCREENED BALCONY--your own private outdoor retreat for morning coffee or relaxing at the end of the day. Inside, you'll find an open-concept layout with crown molding throughout the main living areas, a desirable split-bedroom floor plan, and WALK-IN CLOSETS IN ALL THREE BEDROOMS, providing plenty of space and storage. Residents enjoy a community pool, fitness center, wooded walking trail, and beautifully maintained grounds, while the HOA includes WATER & SEWER for added convenience. Ideally located near Beach Boulevard and Southside Boulevard, you're just minutes from St. Johns Town Center, Mayo Clinic, UNF, Downtown Jacksonville, the Beaches, shopping, dining, and major commuter routes.

Cost to own

Mortgage calculator

Home Price

$165,000

Down Payment: 20%

$33,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$878

Principal & Interest: $878

Est. Taxes & Insurance: $220

Estimated Total Monthly

$1,098

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$878

Property taxesest. at asking price, Duval County$269

HOAbilled monthly$439

Estimated total, before insurance$1,587/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$158,500	$158,500	▼ $3,000
2024	$161,500	$147,741	▼ $5,500
2023	$167,000	$134,310	—
2022	$136,500	$122,100	—
2021	$111,000	$111,000	—
2020	$105,500	$91,839	—

2025 property taxes (current owner): $2,833/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History