Skip to main content

This home is in Jacksonville Beach.

Photo 1 / 34
Active

3504 BAY ISLAND Circle, Jacksonville Beach, FL 32250

$850,000
MLS# 2149803
4
Bedrooms
3
Bathrooms
2,332
Sq Ft
1999
Year Built

About This Home — 3504 BAY ISLAND Circle

Welcome to Ocean Cay, a charming coastal community just minutes from the beach! This beautifully maintained 4BR/3BA home is situated on a scenic waterfront homesite and offers the perfect blend of comfort, convenience, and coastal living. From the moment you arrive, you'll appreciate the upgraded landscaping, private irrigation well for lower water bills, and attractive paver driveway and front porch. Inside, hardwood floors flow through the main living areas, creating a warm and inviting atmosphere. The spacious owner's suite overlooks the lake and features an ensuite bath with dual vanities, a walk-in shower, and a relaxing garden tub. The fully equipped kitchen offers granite countertops, stainless steel appliances, a pantry, and a cozy breakfast nook, while the formal dining room provides the perfect space for entertaining. Generously sized secondary bedrooms offer plenty of room for family and guests. Large sliding glass doors open to a paver patio where you can relax and

Features

Price$850,000
Price / Sq Ft$364
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,332
Acres0.24 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ElementarySeabreeze
MiddleDuncan Fletcher
HighDuncan Fletcher

Community Information

Address3504 BAY ISLAND Circle, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionOcean Cay
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size10,454.4 sq ft
Parcel Number1809491730

Amenities

AmenitiesPool, Clubhouse, Playground
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingGarage Door Opener
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 10, 2026
Days on Market0
HOA Fees$1,100 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,524
Principal & Interest: $4,524
Est. Taxes & Insurance: $1,131
Estimated Total Monthly
$5,655
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact Krista

20+ years · 500+ closings · NE Florida