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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach a home near Duncan U. Fletcher High School.

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Active

Active·1 day on market

3635 Paradise Way

Jacksonville Beach, FL 32250

$1,895,000$679/sqftEst. $9,662/moMLS# 2157764
3
Beds
3
Baths
2,790
Sq Ft
2017
Built
2.5
Garage
Yes
Pool

About this home

Jacksonville Beach

OPEN HOUSE SUNDAY AUGUST 2 FROM 12 - 3:00 Coastal Sophistication. Unparalleled Craftsmanship. Set beneath a canopy of majestic oaks in an extraordinary coastal setting, this custom-designed 3-bedroom, 3.5-bath luxury residence is a masterful blend of timeless architecture and refined elegance. Exceptional details include dramatic cantilevered beams, designer finishes, floor-to-ceiling custom Shake cabinetry, quartzite and marble surfaces, glass transoms, solid-core five-panel doors, and a soaring shiplap cathedral ceiling with an exposed architectural beam. The private outdoor retreat features a resort-inspired saltwater pool with a cascading waterfall, creating the perfect setting for effortless coastal living. A rare offering where exceptional design, impeccable craftsmanship, and an unrivaled seaside location come together to define luxury. See full list of luxury features and upgrades under Document tab.

Cost to own

Mortgage calculator

$1,895,000
$379,000
Loan Term
Monthly Payment
$9,662
Principal & Interest: $9,662
Property taxes (est.): $3,094
Insurance (est.): $1,263
Estimated Total Monthly
$14,020
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$9,662
Property taxesest. at asking price, Duval County$3,094
HOAbilled annually$108
Estimated total, before insurance$12,865/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$14,808/yr · $1,234/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $14,808/yr

Estimated taxes if purchased at asking price: ~$37,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 2, 2026Active$1,895,000
  • Jul 30, 2026Listed$1,895,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,895,000
Price / Sq Ft$679
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,790
Acres0.20 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2.5
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Waterfall
Is WaterfrontNo

School Information

Community Information

Address3635 Paradise Way, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionParadise Key
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size8,712 sq ft
Parcel Number1809493435
ZoningResidential

Amenities

AmenitiesJogging Path, Maintenance Grounds, Management - Off Site
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesFree Standing, Gas, Outside
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesOutdoor Shower
Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingOther, Fenced, Back Yard, Full
RoofMetal
ConstructionBlock, Concrete, Fiber Cement, Frame, Stucco
Road FrontageCity Street

Additional Information

Date ListedAugust 2, 2026
Days on Market1
HOA Fees$1,300 / Annually
HOA FrequencyAnnually
HOA NameProperty Management Systems, Inc
HOA Fee IncludesMaintenance Grounds
Tax Amount$14,808.26
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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