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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Atlantic Shores, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Sep 24, 2026·57 days on market·Recent sales in Atlantic Shores·Atlantic Shores

487 33rd Avenue S

Jacksonville Beach, FL 32250

$905,000sold priceListed at $950,000 · 95.3% of asking$440/sqftMLS# 2152551
3
Beds
2.5
Baths
2,058
Sq Ft
2000
Built
—
Garage
No
Pool

9 more homes for sale in Atlantic Shores →Search Atlantic Shores on the map

FEMA Zone XNo HOA5,663 sqft lotSingle Family Residence1 story

About this home

Atlantic Shores

Experience the best of Jacksonville Beach living just four short blocks from the Atlantic Ocean. This distinctive coastal home is filled with character, featuring soaring open-rafter ceilings, abundant natural light, and an open, inviting floor plan. Multiple living and entertaining spaces flow seamlessly to a private tropical backyard surrounded by mature palm trees, creating the perfect setting to relax or host family and friends. Enjoy the laid-back beach lifestyle with restaurants, shopping, parks, and entertainment just a short walk or bike ride away. Whether you're looking for a primary residence, vacation home, or investment opportunity, this one-of-a-kind property offers the charm, location, and coastal lifestyle that make Jacksonville Beach so desirable.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,013
Property taxesest. at asking price, Duval County$1,478
Estimated total, before insurance$6,491/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,012/yr · $334/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$905,000
$181,000
Loan Term
Monthly Payment
$5,013
Principal & Interest: $5,013
Property taxes (est.): $1,478
Insurance (est.): $603
Estimated Total Monthly
$7,094
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Metal — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,676 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$633,921$208,672—
2024$634,026$202,084—
2023$502,347$194,742—
2022$436,437$187,614—
2021$399,021$180,694—
2020$391,063$177,509—

2025 property taxes (current owner): $4,012/yr

Estimated taxes if purchased at asking price: ~$17,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 29, 2026Closed$950,000
  • Aug 20, 2026Pending$950,000
  • Aug 14, 2026Price change$950,000−$19,900
  • Jul 10, 2026Price change$969,900−$15,100
  • Jun 26, 2026Listed$985,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $433/sq ft; this home is listed at $462/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
259 32nd Avenue S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,075,000$4334/32,4842380.1
3567 Bay Island Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCJul 2026$885,000$3574/32,48150.1
829 Bonaire Circle, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCOct 2026$865,500$4074/2.52,124110.3
3218 1st Street S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLCSep 2026$1,400,000$8843/21,58310.3
3309 Heron Drive N, Jacksonville Beach, FL 32250Listed by VENTURE REALTY CO, LLCSep 2026$800,000$4153/21,92870.3
3174 Merrill Boulevard, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC.Aug 2026$775,000$4693/21,65150.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$950,000
Price / Sq Ft$462
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,058
Acres0.13 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleCottage
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

Community Information

Address487 33rd Avenue S, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionAtlantic Shores
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size5,662.8 sq ft
Parcel Number1805150050
ZoningSingle Family

Amenities

Community FeaturesStreet Lights
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic, Well
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, ENERGY STAR Qualified Freezer, ENERGY STAR Qualified Refrigerator, Gas Cooktop, Microwave, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringConcrete
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCorner Lot
Patio / PorchDeck, Front Porch, Patio, Rear Porch
FencingFenced, Back Yard, Wood
RoofMetal
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 26, 2026
Days on Market57
Tax Amount$4,012.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Atlantic Shores

Atlantic Shores is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Atlantic Shores homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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