Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a pool home in Jacksonville.

Photo 1 / 53
Active

$1,195,0003 bd · 3 ba · 3,833 sq ft

Active·152 days on market

14154 Mandarin Road

Jacksonville, FL 32223

$1,195,000$312/sqftEst. $6,515/mo mortgageMLS# 2149432
↓ $800,000 below original list
3
Beds
3
Baths
3,833
Sq Ft
1976
Built
2
Garage
Yes
Pool
House in Zone XNo HOA3.00 acresSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Spacious Mandarin estate with 3.47 acres, survey in dining room. Beautiful, natural, well treed lot with private driveway. Home features a well equipped kitchen and breakfast nook, living and dining rooms, den and family room. Upper level balcony adjoining the primary bedroom and another bedroom. Large patio with Summer Kitchen. Inground pool. The spacious grounds offer a beautiful setting for entertaining with the peace and privacy. Guest home with 1314 square feet, 1 bedroom, 1 bath room with tub and shower and laundry room. There is additional space in the guest house accessed by the side door, last 6 pictures. This Mandarin estate offers a setting that is increasingly difficult to find! Owners enclosed the guest home garage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$6,515
Property taxesest. at asking price, Duval County$1,951
Estimated total, before insurance$8,466/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$13,687/yr · $1,141/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,195,000
$239,000
Loan Term
Monthly Payment
$6,515
Principal & Interest: $6,515
Property taxes (est.): $1,951
Insurance (est.): $797
Estimated Total Monthly
$9,263
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

The house sits in FEMA Zone X (minimal flood hazard)

Zone AE covers 20% of this 3.5-acre lot, away from the house; the rest is Zone X (shaded, 0.2% chance) 14% and Zone X (minimal) 66%. The house's position comes from its roof outline in Google's aerial imagery, read against FEMA's map. The lender's flood determination, a survey or an elevation certificate makes it official.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

This lot spans hurricane evacuation zones: mostly zone D (52%)

The rest is zone A (48%). Evacuation orders go by zone; check the house's own address at floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1976)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,525 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,180,722$717,659—
2024$1,315,669$696,726▲ $81,795
2023$1,025,340$646,840▲ $135,000
2022$856,831$626,544—
2021$673,731$606,839—
2020$656,780$597,771▲ $19,101

2025 property taxes (current owner): $13,687/yr

Estimated taxes if purchased at asking price: ~$23,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 26, 2026Price change$1,195,000−$800,000
  • Oct 26, 2026Price change$1,995,000+$645,000
  • Jun 8, 2026Listed$1,350,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $479/sq ft; this home is listed at $312/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
12843 River Story Way, Jacksonville, FL 32223Listed by RE/MAX SPECIALISTSJul 2026$1,913,750$5025/43,813160.3
12819 River Story Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$1,900,000$4795/4.53,96800.3
14004 Athens Drive, Jacksonville, FL 32223Listed by DJ & LINDSEY REAL ESTATEJul 2026$581,500$2144/2.52,71290.4
13832 Carters Grove Lane, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$560,000$2074/22,70420.4
13936 Mandarin Road, Jacksonville, FL 32223Listed by PREMIER HOMES REALTY INCMay 2026$3,166,000$6563/44,827980.4
1911 St Marys Court, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCOct 2026$650,000$2014/23,227170.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,195,000
Price / Sq Ft$312
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage3,833
Total Structure Area4,644 sq ft
Acres3.00 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address14154 Mandarin Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCreighton Grant
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size130,680 sq ft
Lot Dimensions60 x 930 x 583 x 332 x 149
Parcel Number1060540040
ZoningResidential

Amenities

Community FeaturesSuburban
UtilitiesCable Available, Electricity Connected, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAdditional Parking, Circular Driveway, Garage, Garage Door Opener
ViewPool, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric, Multi Units
FlooringCarpet, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecurityFire Alarm, Security System Leased, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionIrregular Lot, Many Trees, Wooded
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionBrick Veneer, Wood Siding
Other StructuresGazebo, Guest House, Outdoor Kitchen, Shed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 8, 2026
Days on Market152
Tax Amount$13,686.69
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines