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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Sold

Sold·Closed Jun 3, 2026·2 days on market·Recent sales in Mandarin

13832 Carters Grove Lane

Jacksonville, FL 32223

$560,000sold priceListed at $539,000 · 103.9% of asking$207/sqftMLS# 2141676
4
Beds
2
Baths
2,704
Sq Ft
1987
Built
2
Garage
No
Pool
HOA $10/mo12,632 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this spacious 4-bedroom, 2-bathroom home offering 2,704 square feet of comfortable living in the desirable Plantation South community in Mandarin. Ideally located just minutes from the St. Johns River, you can launch your boat in as little as five minutes--perfect for fishing, shrimping, relaxing in the sun, or enjoying a casual day on the water. Situated on one of the rare lots in the neighborhood that allows you to keep your boat right in your backyard, this property is a true find for boating enthusiasts. The home has been well maintained, featuring a brand-new roof installed in April 2026. Inside, you'll find a warm and inviting layout with a desirable split floor plan, offering added privacy between the primary suite and secondary bedrooms. The home features a cozy fireplace and beautiful skylights that flood the family room with natural light, creating an open and airy feel. The spacious design provides flexibility for both everyday living and entertaining.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,102
Property taxesest. at asking price, Duval County$914
HOAbilled annually$10
Estimated total, before insurance$4,027/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$560,000
$112,000
Loan Term
Monthly Payment
$3,102
Principal & Interest: $3,102
Property taxes (est.): $914
Insurance (est.): $373
Estimated Total Monthly
$4,390
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,224 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$454,941$0—
2024$417,737$0—
2023$420,117$0▲ $41,611
2022$364,272$240,328▲ $22,743
2021$291,069$231,872▲ $5,000
2020$277,981$227,981▼ $3,933

2025 property taxes (current owner): $366/yr

Estimated taxes if purchased at asking price: ~$11,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $255/sq ft; this home is listed at $199/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1767 St Lawrence Way, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$360,000$1434/22,524120.4
13850 Thomasville Court, Jacksonville, FL 32223Listed by DOUGLAS ELLIMAN FLORIDASep 2026$599,000$1903/2.53,14630.6
14264 Hawksmore Lane, Jacksonville, FL 32223Listed by SOUTH STATE REALTY LLCSep 2026$578,000$2554/32,264150.6
14271 Hawksmore Lane, Jacksonville, FL 32223Listed by ROUND TABLE REALTYJul 2026$510,000$2644/21,931120.6
1753 Rising Oaks Drive, Jacksonville, FL 32223Listed by KELLER WILLIAMS REALTY AT THE LAKESJul 2026$525,000$2543/22,065120.7
1770 Rising Oaks Drive, Jacksonville, FL 32223Listed by JAX REALTY LLCJul 2026$687,500$2615/42,638310.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$539,000
Price / Sq Ft$199
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,704
Acres0.29 acres
Year Built1987
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address13832 Carters Grove Lane, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionPlantation South
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size12,632.4 sq ft
Parcel Number1060878014

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
Window FeaturesSkylight(s)
SecuritySecurity Lights

Exterior

Patio / PorchAwning(s), Patio
FencingBack Yard, Wood
RoofShingle
ConstructionBrick Veneer, Frame
Other StructuresShed(s)

Additional Information

Date ListedMay 15, 2026
Days on Market2
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$366
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 3, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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