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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Lake Mandarin, Jacksonville — a pool home in Jacksonville.

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Sold

Sold·Closed Sep 4, 2026·60 days on market·Recent sales in Lake Mandarin·Lake Mandarin

3504 Cormorant Branch Court

Jacksonville, FL 32223

$302,500sold priceListed at $315,000 · 96% of asking$246/sqftMLS# 2149373
2
Beds
2
Baths
1,228
Sq Ft
1979
Built
1
Garage
Yes
Pool

14 more homes for sale in Lake Mandarin →Search Lake Mandarin on the map

FEMA Zone XHOA $27/mo4,356 sqft lotSingle Family Residence1 story

About this home

Lake Mandarin

Welcome to this beautifully updated patio home offering a rare combination of privacy, character, and low-maintenance living. The spacious living room features soaring vaulted ceilings, abundant natural light, luxury vinyl plank flooring, and a stunning wood-burning fireplace that serves as the focal point of the home. Recent updates include fresh interior paint, updated flooring, and a beautifully renovated bathroom. The kitchen offers ample cabinet space, stainless steel appliances, and a large picture window overlooking one of the home's private outdoor spaces. Multiple courtyards create seamless indoor-outdoor living and provide the perfect setting for entertaining, relaxing, or enjoying your morning coffee. The centerpiece of the home is the private courtyard retreat featuring a refreshing plunge pool surrounded by decorative walls and tropical landscaping, creating a true resort-style atmosphere. i

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,676
Property taxesest. at asking price, Duval County$494
HOAbilled annually$27
Estimated total, before insurance$2,196/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,407/yr · $367/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$302,500
$60,500
Loan Term
Monthly Payment
$1,676
Principal & Interest: $1,676
Property taxes (est.): $494
Insurance (est.): $202
Estimated Total Monthly
$2,371
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1979)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$227,794$227,794▲ $10,000
2024$218,041$218,041▼ $523
2023$224,548$75,470▲ $25,040
2022$191,467$71,816▲ $19,225
2021$148,013$68,268▲ $11,168
2020$132,797$66,636▲ $3,687

2025 property taxes (current owner): $4,407/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 4, 2026Closed$315,000
  • Aug 7, 2026Active Under Contract$315,000
  • Jul 23, 2026Active$315,000
  • Jul 22, 2026Active Under Contract$315,000
  • Jul 7, 2026Price change$315,000−$10,000
  • Jun 8, 2026Listed$325,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $257/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11065 Orange Cart Way, Jacksonville, FL 32223Listed by WEICHERT REALTORS THE COFFEY GROUPJul 2026$385,000$2473/21,559200
3407 Fairbanks Grant Road N, Jacksonville, FL 32223Listed by SUMMER BREEZE REALTYSep 2026$317,000$2083/21,527950.1
3401 Parson Court, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$289,000$1913/21,517540.1
3386 Laurel Grove S, Jacksonville, FL 32223Listed by HERRON REAL ESTATE LLCSep 2026$335,000$2423/21,382200.2
3658 Hampton Glen Place, Jacksonville, FL 32257Listed by WATSON REALTY CORPSep 2026$355,000$2293/21,55010.5
3580 Jamestown Lane, Jacksonville, FL 32223Listed by OPENDOOR BROKERAGE, LLC.Jul 2026$286,000$2403/21,192170.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$315,000
Price / Sq Ft$257
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,228
Acres0.10 acres
Year Built1979
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address3504 Cormorant Branch Court, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionLake Mandarin
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size4,356 sq ft
Parcel Number1564112952

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Ice Maker, Refrigerator
HeatingHeat Pump
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 8, 2026
Days on Market60
HOA Fees$323 / Annually
HOA FrequencyAnnually
Tax Amount$4,407.33
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Lake Mandarin

Lake Mandarin is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Lake Mandarin homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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