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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, St. Johns a home near Bartram Trail High School.

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Active

Active·Listed today·Aberdeen

706 Grampian Highlands Drive

St. Johns, FL 32259

$550,000$306/sqftEst. $2,825/moMLS# 2161431
4
Beds
2
Baths
1,796
Sq Ft
2013
Built
2
Garage
Yes
Pool

About this home

Aberdeen

RARE POOL HOME WITH SOLAR PANELS ON A LARGE .34 ACRE FENCED LOT AT THE END OF A CULDESAC ZONED FOR TOP RATED ST. JOHNS COUNTY SCHOOLS. BEATIFULLY REMODELED SINGLE-FAMILY HOME WITH 1,796 SQ FT OF LIVING SPACE, 4 BEDROOMS, 2 BATHROOMS, 2-CAR GARAGE. A LARGE SCREENED PATIO LEADING TO THE PAVERED POOL AREA. l LARGE KITCHEN ISLAND WITH GAS STOVE. TILED FLOORS . ABERDEEN HAS RESORT STYLED AMENITIES. RECENT UPDATES INCLUDE NEW INTERIOR & EXTERIOR PAINT, NEW QUARTZ COUNTERTOPS RECESSED LIGHTS & NEW STAINLESS STEEL REFRIGERATOR. NEW LVP FLOORS IN ALL 4 BEDROOMS. PARTIALLY REMODELED BATHROOMS WITH WITH QUARTZ VANITY TOPS. Pool was built 2015 by Stanley Pools 16'x7 x 32' 9'' Freeform Electrical & Pipe Loops prebuilt for conversion to salt water, & wired for pool heater/cooler. Substantially lowers cost of both upgrades in the future. Variable speed programmable pump. Exterior Sub-Elec Panels were ~2015 for the exterior paver and pool project. Solar - 2014 - A1A Solar - 7.8kw PV system

Cost to own

Mortgage calculator

$550,000
$110,000
Loan Term
Monthly Payment
$2,825
Principal & Interest: $2,825
Property taxes (est.): $732
Insurance (est.): $367
Estimated Total Monthly
$3,923
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,825
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$4
Estimated total, before insurance$3,561/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,987/yr · $666/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,987/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 23, 2026Listed$550,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$550,000
Price / Sq Ft$306
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,796
Acres0.34 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesEast

Community Information

Address706 Grampian Highlands Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size14,810.4 sq ft
Parcel Number0097624540
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
Water SourcePublic
ParkingCovered
ViewCity

Interior

AppliancesDishwasher, Disposal, Gas Range, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit

Exterior

Patio / PorchCovered, Patio, Screened
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 23, 2026
Days on Market0
HOA Fees$50 / Annually
HOA FrequencyAnnually
Tax Amount$7,987.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Listing Courtesy of: THE PROPERTY EXPERTS REALTY & INVESTMENTS INC.

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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