This home is in Middlebourne, St. Johns — a gated community home in St. Johns County.
Pending·135 days on market·Middlebourne
37 Junction Avenue
St. Johns, FL 32259
17 more homes for sale in Middlebourne →Search Middlebourne on the map
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About this home
Middlebourne
Live beautifully in the Costa Mesa! 4 bedrooms, 3 baths, deluxe kitchen with island, and 12-foot living room ceilings. Covered lanai perfect for indoor-outdoor living. Master suite with walk-in closet and spa-inspired bath
Next steps in Middlebourne
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (north)about 14 mi · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area10 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 4 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 5 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Veterans Park6 min drive · Football, Soccer
Closest grocery store
Sprouts Farmers Market11 min drive · 120 Shops Blvd., Saint Johns
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $4,200,000 in April 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $150,000 | $150,000 | — |
| 2024 | $145,000 | $145,000 | — |
Estimated taxes if purchased at asking price: ~$12,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 13, 2026Pending$799,094
- Sep 15, 2026Price change$799,094−$36,000
- Jul 13, 2026Price change$835,094−$810
- Jun 5, 2026Listed$835,904
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $310/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 246 Junction Avenue, St. Johns, FL 32259Listed by ICI SELECT REALTY, INC. | Sep 2026 | $1,019,630 | $317 | 4/3.5 | 3,213 | 0 | 0.2 |
| 80 Dogleg Run, St. Johns, FL 32259Listed by COMPASS FLORIDA LLC | Oct 2026 | $390,000 | $207 | 3/2 | 1,886 | 99 | 0.7 |
| 201 Granite City Avenue, St. Johns, FL 32259Listed by THE LEGENDS OF REAL ESTATE | Sep 2026 | $515,000 | $218 | 4/3 | 2,361 | 61 | 0.9 |
| 1578 Stillwater Boulevard, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $375,000 | $199 | 3/2 | 1,886 | 174 | 1 |
| 4933 Blackhawk Drive, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $675,000 | $304 | 3/2 | 2,219 | 1 | 1.1 |
| 121 Balmoral Castle Drive, St. Johns, FL 32259Listed by 1 REALTY CORP | Sep 2026 | $440,000 | $229 | 4/2 | 1,923 | 43 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ICI SELECT REALTY, INC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Middlebourne
Middlebourne is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.
View all Middlebourne homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines