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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 18, 2026·66 days on market·Recent sales in SilverLeaf

290 Bedford Terrace

St. Augustine, FL 32092

$550,000sold priceListed at $564,000 · 97.5% of asking$237/sqftMLS# 2149085
4
Beds
3
Baths
2,324
Sq Ft
2026
Built
2
Garage
No
Pool
FEMA Zone XHOA $100/moSingle Family Residence2 storiesNew construction

About this home

St. Augustine

New Toll Brothers home, ready August 2026! This beautifully designed home features a dramatic two-story foyer that creates an open, light-filled first impression. Luxury vinyl plank flooring flows through the main living areas, enhancing the seamless layout. The spacious great room connects effortlessly to the gourmet kitchen with quartz countertops, stainless steel appliances, and designer cabinetry. The multi-stacked sliding glass door brings in abundant natural light and extends the living space to a covered, private lanai. A flexible additional bedroom on the main level is ideal for guests or a home office. Upstairs, the primary suite offers a relaxing retreat with a spa-inspired bath and walk0in closet, while two secondary bedrooms and a versatile private loft provide comfort and flexibility for family or guests. No CDDS and access to resort style amenities, schedule your private tour today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,046
Property taxesest. at asking price, St. Johns County$732
HOAbilled annually$100
Estimated total, before insurance$3,878/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$95,000$95,000—

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 21, 2026Closed$564,000
  • Aug 12, 2026Pending$564,000
  • Aug 5, 2026Price change$564,000−$15,000
  • Jul 21, 2026Price change$579,000−$10,000
  • Jun 5, 2026Listed$589,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $229/sq ft; this home is listed at $243/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
268 Bedford Terrace, St. Augustine, FL 32092Listed by JACKSONVILLE TBI REALTY, LLCOct 2026$530,000$2433/2.52,183400
106 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$549,000$2294/2.52,3932160.6
42 Ancient Springs Lane, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYOct 2026$493,930$2063/2.52,39300.6
125 Lucia Place, St. Augustine, FL 32092Listed by WEEKLEY HOMES REALTYSep 2026$504,980$2643/21,91600.6
413 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$475,000$2174/2.52,190140.7
91 Grand Traverse Circle, St. Augustine, FL 32092Listed by LENNAR REALTY INCOct 2026$552,490$2074/3.52,663490.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$564,000
Price / Sq Ft$243
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,324
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address290 Bedford Terrace, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSilverleaf
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Parcel Number0107411970

Amenities

AmenitiesDog Park, Pickleball, Tennis Court(s)
Community FeaturesSidewalks, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesKitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Tankless Water Heater
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Patio / PorchRear Porch
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedJune 5, 2026
Days on Market66
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameNewbrook
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: JACKSONVILLE TBI REALTY, LLC

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 18, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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