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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Aug 5, 2026·24 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee

107 Oyster Shell Terrace

Ponte Vedra, FL 32081

$480,000sold priceListed at $489,000 · 98.2% of asking$313/sqftMLS# 2148870
2
Beds
2
Baths
1,534
Sq Ft
2024
Built
2
Garage
No
Pool

29 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

HOA $564/mo4,792 sqft lotSingle Family Residence1 story

About this home

Del Webb Nocatee

THIS EXCEPTIONAL VILLA HAS BEEN COMPLETELY UPDATED WITH THE FINEST FINISHES AND BOASTS A RARE PRIVATE LANAI WITH BEAUTIFUL PRESERVE VIEWS! FROM THE MOMENT YOU ARRIVE, YOU WILL APPRECIATE THE BEAUTIFUL PAVER DRIVEWAY, ELEGANT GLASS FRENCH DOORS AND WARM PAINT COLORS. INSIDE, THE HOME SHOWCASES LUXURY VINYL PLANK FLOORING THROUGHOUT, PLANTATION SHUTTERS, UPDATED LIGHTING AND GARBAGE DISPOSAL. THE DRAMATIC ELECTRIC FIREPLACE FEATURE WALL, COMPLETE WITH DECORATIVE SHELVING AND ACCENT LIGHTING, CREATES A STUNNING FOCAL POINT IN THE LIVING AREA. STEP OUTSIDE TO THE EXTENDED, COVERED LANAI WITH SEAMLESS SCREENING AND UNIQUE PRIVACY WALL PROVIDING A PEACEFUL AND SERENE SETTING FOR RELAXATION AND ENTERTAINING. THE ELEGANT OWNERS SUITE FEATURES WALK IN SHOWER WITH GLASS SHOWER DOORS AND CUSTOM BUILT IN CLOSET SYSTEM. ADDITIONAL UPGRADES INCLUDE EPOXY FLOORING IN GARAGE, UPPER STORAGE RACKS, REVERSE OSMOSIS WATER FILTRATION SYSTEM AND WATER SOFTENER. A PERFECT 10!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,659
Property taxesest. at asking price, St. Johns County$639
HOAbilled monthly$564
Estimated total, before insurance$3,862/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,021/yr · $502/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$480,000
$96,000
Loan Term
Monthly Payment
$2,659
Principal & Interest: $2,659
Property taxes (est.): $639
Insurance (est.): $320
Estimated Total Monthly
$3,617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $21,477,000 in August 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$425,926$255,178—
2024$100,000$100,000—
2023$100,000$100,000—

2025 property taxes (current owner): $6,021/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$489,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $319/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
128 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by CHAD AND SANDY REAL ESTATE GROUPJul 2026$440,000$2872/21,5341200
116 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJun 2026$452,350$2952/21,534180
147 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYJun 2026$469,000$3062/21,534580
75 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$465,000$3032/21,53400
80 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by GIVE BACK REALTY, LLC.Sep 2026$479,000$3122/21,53450.1
171 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDJun 2026$490,000$3192/21,534210.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,000
Price / Sq Ft$319
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,534
Acres0.11 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleVilla
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

Community Information

Address107 Oyster Shell Terrace, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size4,791.6 sq ft
Parcel Number0721111470
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Pickleball
UtilitiesCable Available, Cable Connected, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral, Natural Gas
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryGas Dryer Hookup, Washer Hookup
Security24 Hour Security, Carbon Monoxide Detector(s), Gated with Guard

Exterior

Lot DescriptionCul-De-Sac, Wooded
Patio / PorchCovered, Front Porch, Screened
RoofShingle
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 5, 2026
Days on Market24
HOA Fees$564.15 / Monthly
HOA FrequencyMonthly
HOA NameDel Webb Nocatee HOA c/o First Service Residential
HOA Fee IncludesMaintenance Grounds
Tax Amount$6,020.57
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 5, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines