This home is in Del Webb Nocatee, Ponte Vedra — a 55+ community home in Nocatee.
Sold·Closed Jul 21, 2026·120 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee
128 Oyster Shell Terrace
Ponte Vedra, FL 32081
29 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map
About this home
Del Webb Nocatee
**$23K IN UPGRADES**PRESERVE LOT**55+ COMMUNITY**FLEX ROOM** Welcome to your own personal oasis in the desirable community of Nocatee! This 2 bed/2 bath villa features the only kitchen in the community with an EXTENDED ISLAND, TILE THROUGHOUT, a PAVER LANAI, upgraded kitchen appliances, UNDER CABINET LIGHTING in the kitchen, and quartz countertops, with 23,000 dollars worth of upgrades throughout! Additional highlights include a WATER SOFTENER system, epoxy garage flooring, CUSTOM STORAGE CABINETS, paver driveway, home blinds & designer window treatments. The flexible BONUS SPACE is perfect for an office or home gym. Enjoy PRESERVE VIEWS from your back lanai and all-inclusive access to Nocatee amenities, including the water parks, plus a prime location near Nocatee Town Center, grocery stores, and the beach. Don't miss out!
Next steps in Del Webb Nocatee
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southwest-facing backyard — long light and winter sunsets
The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.
- The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
- Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $478,600 in July 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $422,037 | $422,037 | — |
| 2024 | $100,000 | $100,000 | — |
| 2023 | $100,000 | $100,000 | — |
2025 property taxes (current owner): $7,782/yr
Estimated taxes if purchased at asking price: ~$7,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 23, 2026Closed$450,000
- Mar 2, 2026Listed$450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $312/sq ft; this home is listed at $293/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 107 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $480,000 | $313 | 2/2 | 1,534 | 24 | 0 |
| 116 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jun 2026 | $452,350 | $295 | 2/2 | 1,534 | 18 | 0 |
| 147 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTY | Jun 2026 | $469,000 | $306 | 2/2 | 1,534 | 58 | 0 |
| 80 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by GIVE BACK REALTY, LLC. | Sep 2026 | $479,000 | $312 | 2/2 | 1,534 | 5 | 0.1 |
| 171 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Jun 2026 | $490,000 | $319 | 2/2 | 1,534 | 21 | 0.1 |
| 75 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Jun 2026 | $465,000 | $303 | 2/2 | 1,534 | 0 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHAD AND SANDY REAL ESTATE GROUP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Del Webb Nocatee
Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 21, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines