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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Greenstone, St. Johns.

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Active

$185,0002 bd · 2 ba · 1,105 sq ft

Active·154 days on market·Greenstone

201 Larkin Place 107

St. Johns, FL 32259

$185,000$167/sqftEst. $1,009/mo mortgageMLS# 2148714
↓ $14,500 below original list
2
Beds
2
Baths
1,105
Sq Ft
2015
Built
1
Garage
No
Pool

4 more homes for sale in Greenstone →Search Greenstone on the map

FEMA Zone XHOA $405/moCondominium1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Greenstone

**Motivated Seller!** Move right into this beautifully maintained 2-bedroom, 2-bath condo offering the perfect blend of style, comfort, and convenience. The open-concept layout features rich wood flooring in the living area, a split-bedroom floor plan for added privacy, and a spacious kitchen with granite countertops, 42-inch espresso cabinetry, stainless steel appliances, and a breakfast bar overlooking the living and dining spaces. The private primary suite offers a walk-in closet and ensuite bath, while the second bedroom is ideal for guests or a home office. A first-floor one-car garage and laundry room with washer and dryer provide added convenience, with all living space located on the second floor. Enjoy a low-maintenance lifestyle with **water and sewer included** and exceptional resort-style amenities featuring two swimming pools, a fitness center, sports courts, parks, playgrounds, and scenic walking trails. Located in the heart of **St. Johns County**, you'll love the

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,009
Property taxesest. at asking price, St. Johns County$246
HOAbilled monthly$405
Estimated total, before insurance$1,660/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,434/yr · $286/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,009
Principal & Interest: $1,009
Property taxes (est.): $246
Insurance (est.): $123
Estimated Total Monthly
$1,378
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$181,000$181,000—
2024$203,000$182,347—
2023$196,788$165,770—
2022$157,000$150,700—
2021$137,000$137,000—
2020$125,000$125,000—

2025 property taxes (current owner): $3,434/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Nov 2, 2026Price change$185,000−$5,000
  • Sep 22, 2026Price change$190,000−$3,000
  • Sep 3, 2026Price change$193,000−$2,000
  • Aug 20, 2026Price change$195,000−$2,000
  • Jul 30, 2026Price change$197,000−$2,500
  • Jun 4, 2026Listed$199,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
131 Burnett Court 101, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$212,000$1603/21,327650
201 Larkin Place 104, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$220,000$1663/21,32740
208 Larkin Place 103, St. Johns, FL 32259Listed by OPENDOOR BROKERAGE, LLC.Oct 2025$208,500$1653/21,2601630
213 Larkin Place 111, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$202,000$1513/21,3371760.1
109 Brannan Place 101, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSJul 2026$208,000$1543/21,354320.1
213 Larkin Place 105, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYFeb 2026$205,000$1533/21,33740.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$167
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,105
Year Built2015
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address201 Larkin Place 107, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenstone
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0098131107

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

RoofShingle
ConstructionBrick Veneer, Composition Siding, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market154
HOA Fees$405 / Monthly
HOA FrequencyMonthly
HOA NameGreenstone at Aberdeen Condominium Association, In
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$3,434
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Greenstone

Greenstone is a neighborhood in Fruit Cove, FL (St. Johns County), ZIP 32259.

View all Greenstone homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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