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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns.

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Active

Active·105 days on market

201 Larkin Place 107

St. Johns, FL 32259

$193,000$175/sqftEst. $1,022/moMLS# 2148714
2
Beds
2
Baths
1,105
Sq Ft
2015
Built
1
Garage
No
Pool

About this home

St. Johns

**Motivated Seller!** Move right into this beautifully maintained 2-bedroom, 2-bath condo offering the perfect blend of style, comfort, and convenience. The open-concept layout features rich wood flooring in the living area, a split-bedroom floor plan for added privacy, and a spacious kitchen with granite countertops, 42-inch espresso cabinetry, stainless steel appliances, and a breakfast bar overlooking the living and dining spaces. The private primary suite offers a walk-in closet and ensuite bath, while the second bedroom is ideal for guests or a home office. A first-floor one-car garage and laundry room with washer and dryer provide added convenience, with all living space located on the second floor. Enjoy a low-maintenance lifestyle with **water and sewer included** and exceptional resort-style amenities featuring two swimming pools, a fitness center, sports courts, parks, playgrounds, and scenic walking trails. Located in the heart of **St. Johns County**, you'll love the

Cost to own

Mortgage calculator

$193,000
$38,600
Loan Term
Monthly Payment
$1,022
Principal & Interest: $1,022
Property taxes (est.): $257
Insurance (est.): $129
Estimated Total Monthly
$1,408
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,022
Property taxesest. at asking price, St. Johns County$257
HOAbilled monthly$405
Estimated total, before insurance$1,684/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,434/yr · $286/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$181,000$181,000
2024$203,000$182,347
2023$196,788$165,770
2022$157,000$150,700
2021$137,000$137,000
2020$125,000$125,000

2025 property taxes (current owner): $3,434/yr

Estimated taxes if purchased at asking price: ~$3,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 3, 2026Price change$193,000$2,000
  • Aug 20, 2026Price change$195,000$2,000
  • Jul 30, 2026Price change$197,000$2,500
  • Jun 4, 2026Listed$199,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$193,000
Price / Sq Ft$175
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,105
Year Built2015
TypeResidential
Sub-TypeCondominium
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

Community Information

Address201 Larkin Place 107, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenstone
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0098131107

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
# of Stories1
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

Exterior

RoofShingle
ConstructionBrick Veneer, Composition Siding, Frame

Additional Information

Date ListedJune 4, 2026
Days on Market91
HOA Fees$405 / Monthly
HOA FrequencyMonthly
HOA NameGreenstone at Aberdeen Condominium Association, In
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$3,434
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

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