This home is in St. Johns.

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Active Under Contract

Active Under Contract·247 days on market

213 Larkin Place 111

St. Johns, FL 32259

$215,000$161/sqftEst. $1,144/moMLS# 2113440

Beds

Baths

1,337

Sq Ft

2016

Built

Garage

Pool

About this home

St. Johns

Aberdeen Lakefront 2nd floor 3 Bedroom/2 bath condo with attached 1-car garage. This unit features vaulted ceilings & spacious floorplan. Kitchen features 42'' cabinets, granite countertops & stainless steel appliances. French doors off Living Room open to balcony/lanai that includes a storage closet. The community of Aberdeen has amazing amenities + walk to Freedom Crossing Academy School. St Johns County Schools & tons of new shopping close by make this a great location! Unit needs paint and new flooring.

Cost to own

Mortgage calculator

Home Price

$215,000

Down Payment: 20%

$43,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,093

Principal & Interest: $1,093

Est. Taxes & Insurance: $273

Estimated Total Monthly

$1,366

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,144

Property taxesest. at asking price, St. Johns County$286

HOAbilled monthly$370

Estimated total, before insurance$1,801/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$212,000	$212,000	—
2024	$232,500	$194,326	—
2023	$232,500	$176,660	—
2022	$195,000	$160,600	—
2021	$146,000	$146,000	—
2020	$141,000	$141,000	—

2024 property taxes (current owner): $2,985/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History