Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a waterfront home in St. Johns County.

Photo 1 / 22
Active

Active·92 days on market

330 Redwood Lane

St. Johns, FL 32259

$200,000$198/sqftEst. $1,099/mo mortgageMLS# 2156920
↓ $15,000 below original list
2
Beds
2
Baths
1,008
Sq Ft
2004
Built
—
Garage
No
Pool
FEMA Zone XHOA $288/mo2,178 sqft lotWaterfrontTownhouse1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

St. Johns

This is just what you were looking for! Are you looking for affordable housing? Do you require a single story home? Is your preference a kitchen overlooking into the dining and family room area? Would you like a quaint patio? Do you desire a water view? Are you interested in a gated community? Would you like the option to cool off in a pool? If you answered yes to any of the questions, you can become a homeowner in one of the most desired counties in Florida!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,099
Property taxesest. at asking price, St. Johns County$266
HOAbilled monthly$288
Estimated total, before insurance$1,653/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,576/yr · $298/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$200,000
$40,000
Loan Term
Monthly Payment
$1,099
Principal & Interest: $1,099
Property taxes (est.): $266
Insurance (est.): $133
Estimated Total Monthly
$1,499
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,508 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,576/yr

Estimated taxes if purchased at asking price: ~$3,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 9, 2026Price change$200,000−$8,000
  • Jul 31, 2026Price change$208,000−$7,000
  • Jul 24, 2026Listed$215,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $203/sq ft; this home is listed at $198/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
322 Redwood Lane, St. Johns, FL 32259Listed by US REALTY HUBSep 2026$228,000$1813/21,26060
212 Beech Brook Street, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTAug 2026$225,000$1793/21,260280
742 Ginger Mill Drive, St. Johns, FL 32259Listed by LPT REALTY LLCSep 2026$195,000$1932/21,008950.1
618 Briar Way Lane, St. Johns, FL 32259Listed by OAKSTRAND REALTY LLCSep 2026$200,000$2032/29841050.1
347 Redwood Lane, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$205,000$2032/21,008310.1
305 Redwood Lane, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$214,000$2122/21,008910.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$200,000
Price / Sq Ft$198
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,008
Acres0.05 acres
Year Built2004
TypeResidential
Sub-TypeTownhouse
StatusActive
Has PoolNo
Is WaterfrontYes
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address330 Redwood Lane, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionSt Johns Riverside
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size2,178 sq ft
Parcel Number2495540365

Amenities

AmenitiesPool, Gated
Community FeaturesSidewalks, Curbs
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached
ViewPond
Waterfront TypePond

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate, Smoke Detector(s)

Exterior

Patio / PorchPatio
ConstructionStucco

Additional Information

Date ListedJuly 24, 2026
Days on Market80
HOA Fees$288.2 / Monthly
HOA FrequencyMonthly
Tax Amount$3,575.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BUCK & BUCK INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines