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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Sold

Sold·Closed Jul 24, 2026·32 days on market·Recent sales in St. Johns County

109 Brannan Place 101

St. Johns, FL 32259

$208,000sold priceListed at $234,900 · 88.5% of asking$154/sqftMLS# 2147301
3
Beds
2
Baths
1,354
Sq Ft
2007
Built
1
Garage
No
Pool
FEMA Zone XHOA $405/moCondominium1 story

About this home

St. Johns

3BR 2BA, attached garage, end unit ground floor Condo. A Rare opportunity in the 32259 Zip code for less than $250,000. Excellent Rated St Johns School district. Single story, end ground unit with attached garage and a preserve view from MBR. LR, Guest BR & screened Lanai. MBR features lg Walk-in closet, an ensuite Bath with ample storage. In unit laundry room & utility off kitchen Residents have access to two swimming pools, a fitness center, sports courts, playgrounds, and walking trails. A well-kept home in a prime location with highly rated schools, along with shopping and dining, are just minutes away! Glenstone Association dues include water, exterior maintenance and Aberdeen Master association Welcome home to resort style living.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,152
Property taxesest. at asking price, St. Johns County$277
HOAbilled monthly$405
Estimated total, before insurance$1,834/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,094/yr · $174/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$208,000
$41,600
Loan Term
Monthly Payment
$1,152
Principal & Interest: $1,152
Property taxes (est.): $277
Insurance (est.): $139
Estimated Total Monthly
$1,568
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,735 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$218,000$69,461—
2024$228,000$66,796—
2023$233,244$63,394—
2022$190,000$60,091—
2021$146,000$56,884—
2020$125,000$55,408—

2025 property taxes (current owner): $2,094/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 25, 2026Closed$234,900
  • May 27, 2026Listed$234,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $173/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
213 Larkin Place 111, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$202,000$1513/21,3371760.1
131 Burnett Court 101, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$212,000$1603/21,327650.1
201 Larkin Place 104, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSAug 2026$220,000$1663/21,32740.1
147 Castro Court, St. Johns, FL 32259Listed by COLDWELL BANKER ANABASIS REALTYAug 2026$295,000$2052/2.51,442220.2
67 Castro Court, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$325,000$1933/2.51,687590.2
79 Castro Court, St. Johns, FL 32259Listed by HERO REAL ESTATE & COJul 2026$280,000$1942/2.51,442600.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$234,900
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,354
Year Built2007
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNortheast

Community Information

Address109 Brannan Place 101, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionGreenstone
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0098130601
ZoningCondominium

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Management - Off Site, Park, Playground, Spa/Hot Tub
Community FeaturesSidewalks, Street Lights
UtilitiesSewer Connected, Water Connected
Water SourceOther
ParkingAdditional Parking, Garage, Garage Door Opener, Shared Driveway
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Tub with Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
Spa FeaturesCommunity

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfacePaved

Additional Information

Date ListedMay 27, 2026
Days on Market32
HOA Fees$405 / Monthly
HOA FrequencyMonthly
HOA NameGreenstone at Aberdine
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$2,093.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 24, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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