This home is in St. Johns.
Active Under Contract·50 days on market
109 Brannan Place 101
St. Johns, FL 32259
About this home
St. Johns
3BR 2BA, attached garage, end unit ground floor Condo. A Rare opportunity in the 32259 Zip code for less than $250,000. Excellent Rated St Johns School district. Single story, end ground unit with attached garage and a preserve view from MBR. LR, Guest BR & screened Lanai. MBR features lg Walk-in closet, an ensuite Bath with ample storage. In unit laundry room & utility off kitchen Residents have access to two swimming pools, a fitness center, sports courts, playgrounds, and walking trails. A well-kept home in a prime location with highly rated schools, along with shopping and dining, are just minutes away! Glenstone Association dues include water, exterior maintenance and Aberdeen Master association Welcome home to resort style living.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $218,000 | $69,461 | — |
| 2024 | $228,000 | $66,796 | — |
| 2023 | $233,244 | $63,394 | — |
| 2022 | $190,000 | $60,091 | — |
| 2021 | $146,000 | $56,884 | — |
| 2020 | $125,000 | $55,408 | — |
2025 property taxes (current owner): $2,094/yr
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,735 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 27, 2026Listed$234,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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