This home is in St. Johns.

1 / 38

Active

Active·2 days on market

201 Larkin Place 104

St. Johns, FL 32259

$220,000$166/sqftEst. $1,171/moMLS# 2155218

Beds

Baths

1,327

Sq Ft

2015

Built

Garage

Pool

About this home

St. Johns

Welcome home to resort-style living in the highly desirable Greenstone at Aberdeen! This beautiful, well-maintained ground-floor condo perfectly combines comfort, convenience, and an active lifestyle. Boasting sophisticated wood flooring throughout the main living areas and tile in the kitchen, 10ft ceilings, the open-concept living & dining combination creates a warm and inviting space for entertaining. The private primary suite offers a relaxing retreat complete with a spacious walk-in closet and an ensuite bath. Two additional guest bedrooms share a well-appointed guest bath, providing plenty of room for family, guests, or a home office. For ultimate convenience, an attached single-car garage and an in-unit washer/dryer are included! Aberdeen's premier amenities are practically in your backyard. Enjoy access to a clubhouse, fitness center, two swimming pools (including a large pool with a waterslide), a playground, basketball and tennis courts, sports/ballfields, and a skate park

Cost to own

Mortgage calculator

Home Price

$220,000

Down Payment: 20%

$44,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,118

Principal & Interest: $1,118

Est. Taxes & Insurance: $280

Estimated Total Monthly

$1,398

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,171

Property taxesest. at asking price, St. Johns County$293

HOAbilled monthly$405

Estimated total, before insurance$1,869/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,857/yr

Estimated taxes if purchased at asking price: ~$3,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History