Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

1 / 61

Active

Active·62 days on market

131 Burnett Court 101

St. Johns, FL 32259

$230,000$173/sqftEst. $1,173/moMLS# 2148244

Beds

Baths

1,327

Sq Ft

2016

Built

Garage

Pool

About this home

St. Johns

This meticulously maintained retreat is perfectly positioned within the Durbin/Julington/Rivertown growth corridor. Everything surrounding it is new. Restaurants, parks, schools, entertainment, shopping...all speak to a growing and vibrant community that embraces Greenstone. And this home enjoys granite, stainless appliances, 7'' wide LVP in the main living areas and bedrooms, tile in kitchen and baths. Split floorplan. The private garage enters directly into kitchen. And as a unit within Greenstone at Aberdeen, this home enjoys full membership status with the Aberdeen Owners Association and the Aberdeen CDD. That includes access to all amenities, parks, pool and entertainment venues. And as a part of the St. Johns County school district, this home is assured access to one of Florida's premier public school systems. The district has earned an ''A'' rating and is one of only two Florida districts to receive an A every year since state grading began in 2004. Come see!

Cost to own

Mortgage calculator

Home Price

$230,000

Down Payment: 20%

$46,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,173

Principal & Interest: $1,173

Property taxes (est.): $306

Insurance (est.): $153

Estimated Total Monthly

$1,632

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,173

Property taxesest. at asking price, St. Johns County$306

HOAbilled monthly$405

Estimated total, before insurance$1,884/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,105/yr · $175/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$220,000	$113,443	—
2024	$240,700	$109,538	—
2023	$250,170	$104,891	—
2022	$214,000	$100,380	—
2021	$146,000	$96,000	—
2020	$145,000	$91,771	—

2025 property taxes (current owner): $2,105/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History