This home is in WGV Heritage Landing, St. Augustine.
Active·1 day on market·WGV Heritage Landing
749 Mandarin Terrace
St. Augustine, FL 32092
About this home
WGV Heritage Landing
Must-see resort style inspired living, this bright & airy 5 bed, 3.5 bath home offers exceptional value with high end updates, lots of space & ideally positioned on cul-de-sac. Designed for everyday comfort & entertaining, spacious floor plan includes a large dining room, inviting living room & updated kitchen with quartz countertops, center island, abundant cabinetry, double oven & sensor lit walk-in pantry. A second living area provides flexible space for a home office or a game, media or playroom. The downstairs bedroom with nearby full bath is ideal for guests, older child or multigenerational living. All bathrooms have been updated with luxurious finishes. Wood staircase leads to an expansive landing, wide hallways & generously sized bedrooms & closets. The primary bedroom offers an ensuite with his & her pull out drawer vanities & double shower heads in large glass shower with pebbled floor. Master Closet features a California style ''dream'' closet with adjustable organization
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $463,663 | $450,480 | — |
| 2024 | $477,226 | $409,527 | — |
| 2023 | $481,282 | $372,297 | — |
| 2022 | $457,189 | $338,452 | — |
| 2021 | $307,684 | $307,684 | — |
| 2020 | $288,229 | $288,229 | — |
2025 property taxes (current owner): $8,864/yr
Estimated taxes if purchased at asking price: ~$9,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2011)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,771 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 24, 2026Listed$574,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About WGV Heritage Landing
WGV Heritage Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all WGV Heritage Landing homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines