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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in WGV Heritage Landing, St. Augustine — a home near Tocoi Creek High School.

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Active·92 days on market·WGV Heritage Landing

749 Mandarin Terrace

St. Augustine, FL 32092

$569,900$166/sqftEst. $3,132/mo mortgageMLS# 2156897
↓ $5,000 below original list
5
Beds
3.5
Baths
3,428
Sq Ft
2011
Built
2
Garage
No
Pool

11 more homes for sale in WGV Heritage Landing →Search WGV Heritage Landing on the map

FEMA Zone XNo HOA8,276 sqft lotSingle Family Residence2 stories

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About this home

WGV Heritage Landing

WHAT, NO HOA in World Golf Village!!! Must-see resort style inspired living, this bright & airy 5 bed, 3.5 bath home offers exceptional value with high end updates, lots of space & ideally positioned on cul-de-sac. Designed for everyday comfort & entertaining, spacious floor plan includes a large dining room, inviting living room & updated kitchen with quartz countertops, center island, abundant cabinetry, double oven & sensor lit walk-in pantry. A second living area provides flexible space for a home office or a game, media or playroom. The downstairs bedroom with nearby full bath is ideal for guests, older child or multigenerational living. All bathrooms have been updated with luxurious finishes. Wood staircase leads to an expansive landing, wide hallways & generously sized bedrooms & closets. The primary bedroom offers an ensuite with his & her pull out drawer vanities & double shower heads in large glass shower with pebbled floor. California dream style closet in Master Bedroom!

Next steps in WGV Heritage Landing

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,132
Property taxesest. at asking price, St. Johns County$758
Estimated total, before insurance$3,890/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,864/yr · $739/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$569,900
$113,980
Loan Term
Monthly Payment
$3,132
Principal & Interest: $3,132
Property taxes (est.): $758
Insurance (est.): $380
Estimated Total Monthly
$4,270
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2011)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,771 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$463,663$450,480—
2024$477,226$409,527—
2023$481,282$372,297—
2022$457,189$338,452—
2021$307,684$307,684—
2020$288,229$288,229—

2025 property taxes (current owner): $8,864/yr

Estimated taxes if purchased at asking price: ~$9,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Price change$569,900−$5,000
  • Jul 24, 2026Listed$574,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $228/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
367 Allapattah Avenue, St. Augustine, FL 32092Listed by LIVE LOVELY REALTY LLCAug 2026$580,000$2005/42,906270.1
425 Fort Drum Court, St. Augustine, FL 32092Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2026$540,000$1595/33,389180.1
741 Flowers Street, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLCSep 2026$530,000$1535/33,4591030.5
2781 Oakgrove Avenue, St. Johns, FL 32092Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYOct 2026$630,000$2283/32,767850.6
4908 Two Jakes Court, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$683,000$2523/32,711250.7
3317 E Heritage Cove Drive, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$1,125,000$3314/3.53,39680.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$569,900
Price / Sq Ft$166
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,428
Acres0.19 acres
Year Built2011
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zoned elementaryWards Creek Elementary
Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryWards Creek
Reported middlePacetti Bay
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address749 Mandarin Terrace, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionWgv Heritage Landing
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size8,276.4 sq ft
Parcel Number2881084700
ZoningResidential

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFirewall(s), Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedJuly 24, 2026
Days on Market87
Tax Amount$8,863.72
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MORTGAGE PROPERTY MANAGEMENT

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About WGV Heritage Landing

WGV Heritage Landing is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all WGV Heritage Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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