This home is in Ashley Oaks, St. Augustine — a pool home in St. Johns County.
Sold·Closed Sep 22, 2026·5 days on market·Recent sales in Ashley Oaks·Ashley Oaks
93 Scarlet Rose Lane
St. Augustine, FL 32092
All Ashley Oaks homes for sale →Search Ashley Oaks on the map
About this home
Ashley Oaks
NEW ROOF, POOL, SPA, SOLAR, AND COVERED BOAT PARKING ON A PRIVATE 0.47-ACRE LOT! Located in the Ashley Oaks community near World Golf Village and the St. Johns River, this spacious 5-bedroom, 4-bath home offers no CDD, a low HOA, flexible living spaces and numerous updates. The roof was replaced in March 2025, providing added peace of mind. Step inside to a light-filled, open floor plan overlooking the screened pool and spa area. The updated kitchen features white cabinetry with crown molding, quartz countertops, stainless steel appliances, double ovens and an electric cooktop. Downstairs you will find the spacious primary suite which features a tray ceiling, bay window and two large closets with built-ins. A barn door opens to the updated primary bathroom, a double vanity with a center makeup station, garden tub and separate shower with floor-to-ceiling tile. The three additional bathrooms have also been updated. You will also find three bedrooms and the updated laundry room which
Next steps in Ashley Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,772 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $4,043/yr
Estimated taxes if purchased at asking price: ~$12,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 22, 2026Closed$750,000
- Sep 1, 2026Active Under Contract$750,000
- Aug 28, 2026Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $280/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 324 Silver Glen Avenue, St. Augustine, FL 32092Listed by FLUID REALTY, LLC. | Sep 2026 | $362,500 | $136 | 4/2.5 | 2,668 | 7 | 0.2 |
| 479 Athens Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTY | Sep 2026 | $622,000 | $241 | 3/2.5 | 2,577 | 17 | 0.5 |
| 704 Waterlily Way, St. Augustine, FL 32092Listed by MILITARY REALTY INC | Aug 2026 | $365,000 | $194 | 3/2.5 | 1,882 | 6 | 0.6 |
| 741 Flowers Street, St. Augustine, FL 32092Listed by HERRON REAL ESTATE LLC | Sep 2026 | $530,000 | $153 | 5/3 | 3,459 | 103 | 0.7 |
| 712 Flowers Street, St. Augustine, FL 32092Listed by FLORIDA CONCIERGE REAL ESTATE | Aug 2026 | $395,000 | $180 | 4/2 | 2,198 | 49 | 0.7 |
| 757 Flowers Street, St. Augustine, FL 32092Listed by WATSON REALTY CORP | Aug 2026 | $524,900 | $236 | 5/3 | 2,221 | 12 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ashley Oaks
Ashley Oaks is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Northeast Florida living
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