This home is in WGV Heritage Landing, St. Augustine.

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Active

Active·Listed today·WGV Heritage Landing

324 Silver Glen Avenue

St. Augustine, FL 32092

$374,500$140/sqftEst. $1,904/moMLS# 2156641

Beds

Baths

2,668

Sq Ft

2010

Built

Garage

Pool

About this home

WGV Heritage Landing

Escape to your own private preserve retreat in one of St. Johns County's most desirable locations! Backing to a peaceful preserve with no homes directly behind you, this 4 bedroom, 2.5 bath home offers 2,668 square feet of privacy, space, and everyday comfort. Whether you're enjoying coffee while watching wildlife or entertaining on the patio, the backyard feels like your own natural sanctuary. Fresh interior paint and brand new flooring make this home move in ready, while the roof (2018), HVAC (2021), and water heater (2025) provide peace of mind. Located in Camp Heritage with a LOW HOA of just $135/year, residents enjoy resort style pools, a three story waterslide, fitness center, playgrounds, and sports courts. Just minutes to World Golf Village, Costco, Publix, Buc-ee's, St. Augustine Outlets, championship golf, local favorites like Murray Bros. Caddyshack, I 95, Historic Downtown St. Augustine, Jacksonville, and the beaches. Zoned for highly rated St. Johns County schools.

Cost to own

Mortgage calculator

Home Price

$374,500

Down Payment: 20%

$74,900

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,904

Principal & Interest: $1,904

Property taxes (est.): $498

Insurance (est.): $250

Estimated Total Monthly

$2,652

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,904

Property taxesest. at asking price, St. Johns County$498

HOAbilled annually$11

Estimated total, before insurance$2,413/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$369,012	$353,502	—
2024	$381,734	$321,365	—
2023	$384,835	$292,150	—
2022	$356,926	$265,591	—
2021	$241,446	$241,446	—
2020	$225,021	$106,803	—

2025 property taxes (current owner): $7,572/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2018 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 23, 2026Listed$374,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$374,500

Price / Sq Ft$140

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,668

Total Structure Area4,792 sq ft

Acres0.11 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

Community Information

Address324 Silver Glen Avenue, St. Augustine, FL 32092

Area309-World Golf Village Area-West

SubdivisionWgv Heritage Landing

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number2881082480

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Maintenance Grounds, Playground, RV/Boat Storage, Storage, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAdditional Parking, Garage