This home is in WGV Heritage Landing, St. Augustine.
Pending·412 days on market·WGV Heritage Landing
812 Wards Creek Lane
St. Augustine, FL 32092
About this home
WGV Heritage Landing
Welcome to this stunning home in Heritage Landing at World Golf Village! This spacious residence features a split-bedroom layout with a private guest room and full bath, a large primary suite with bay window, tray ceilings, and a spa-like bath. The open concept living and dining area flows into an upstairs bonus room, perfect for a home office or entertainment space. Enjoy outdoor living on the screened-in covered patio overlooking a generous backyard ready for your personal touch. Additional highlights include a freshly painted exterior, 3-car garage, wide driveway, and access to top-tier community amenities, pools, clubhouse, fitness center, tennis courts, playgrounds, and more. Located in desirable St. Johns County!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $500,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $440,610 | $389,888 | — |
| 2024 | $453,912 | $403,912 | — |
| 2023 | $457,677 | $407,677 | — |
| 2022 | $432,146 | $193,224 | — |
| 2021 | $291,233 | $186,140 | — |
| 2020 | $273,007 | $182,880 | — |
2024 property taxes (current owner): $5,202/yr
Estimated taxes if purchased at asking price: ~$7,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2012)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,742 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jul 9, 2026Pending$459,000
- May 30, 2025Listed$459,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About WGV Heritage Landing
WGV Heritage Landing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.
View all WGV Heritage Landing homes for sale →Listing Courtesy of: REAL BROKER LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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