This home is in Beacon Lake, St. Augustine — a home near Beachside High School.
Sold·Closed Aug 17, 2026·10 days on market·Recent sales in Beacon Lake·Beacon Lake
99 Hutchinson Lane
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Having ''enough space'' shouldn't be a compromise. This impeccable home delivers space for everyone. The first-floor primary suite is your private sanctuary. A dedicated office for when you need to focus. Open kitchen & living area for gathering. Formal dining room for the holidays you've been volunteering to host. Flex room for everything else. Upstairs, two en suite bedrooms mean guests arrive happy and leave without complaints. Two additional bedrooms and a shared bath on the main floor handle the rest of the crew with ease. Screened lanai for relaxing. 3-car garage. Step outside and all that Beacon Lake has to offer takes over. Paddle on the 43-acre lake on a Saturday morning. Let the dog run at the bark park while the kids hit the splash pad. Grab a racquet and hit the tennis courts, then wind down by the fire pit as the Florida sun does its thing. This is the part of Saint Augustine people don't want to tell their friends about. Because once word gets out, everyone wants in.
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Tile — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $983,200 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $734,300 | $678,578 | — |
| 2024 | $723,190 | $668,190 | — |
| 2023 | $120,000 | $80,526 | — |
| 2022 | $95,200 | $73,205 | — |
| 2021 | $70,000 | $66,550 | — |
| 2020 | $70,000 | $60,500 | — |
2025 property taxes (current owner): $13,128/yr
Estimated taxes if purchased at asking price: ~$15,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 17, 2026Closed$998,000
- Aug 3, 2026Pending$998,000
- Jun 5, 2026Listed$998,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $267/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTY | Oct 2026 | $750,000 | $226 | 4/4 | 3,315 | 68 | 0.2 |
| 179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTY | Aug 2026 | $965,000 | $289 | 5/4.5 | 3,341 | 8 | 0.2 |
| 76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $810,000 | $239 | 4/3 | 3,385 | 88 | 0.7 |
| 57 Topside Drive, St. Augustine, FL 32259Listed by DJ & LINDSEY REAL ESTATE | Jul 2026 | $1,050,000 | $224 | 4/5 | 4,693 | 13 | 0.7 |
| 32 Awlleaf Court, St. Augustine, FL 32095Listed by EXP REALTY LLC | Jul 2026 | $1,182,500 | $264 | 5/4 | 4,479 | 33 | 0.7 |
| 264 Topside Drive, St. Johns, FL 32259Listed by WATSON REALTY CORP | Oct 2026 | $940,000 | $297 | 4/3 | 3,161 | 18 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COWFORD REALTY & DESIGN LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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