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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine.

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Sold

Sold·Closed Jul 31, 2026·13 days on market·Recent sales in St. Augustine

57 Topside Drive

St. Augustine, FL 32259

$1,050,000sold priceListed at $1,050,000 · 100% of asking$224/sqftMLS# 2151185
4
Beds
5
Baths
4,693
Sq Ft
2019
Built
3
Garage
No
Pool
HOA $515/mo10,454 sqft lotSingle Family Residence2 stories

About this home

St. Augustine

Welcome to luxury living in Beachwalk, where space, comfort, and flexibility define this impressive 4,693 sq. ft. residence. Featuring 4 bedrooms, 4.5 baths, a private office, and a versatile flex space ideal for a studio, gym, or hobby room, this home is designed for modern lifestyles. The expansive first floor primary suite offers a private sitting area and spa-like bathroom for a true retreat. The open-concept kitchen showcases premium finishes, ample cabinetry, and a large island perfect for entertaining. Elegant architectural details and upgraded finishes flow throughout the home. Upstairs includes a spacious bonus room with a built-in bar, plus an additional bedroom and full bath--ideal for guests or extended living. A whole-home Generac generator provides added security and peace of mind. Conveniently located near top-rated St. Johns County schools, shopping, dining, Beachwalk amenities, and offers easy access to Jacksonville and St. Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,816
Property taxesest. at asking price, St. Johns County$1,397
HOAbilled monthly$515
Estimated total, before insurance$7,728/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,288/yr · $1,607/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,050,000
$210,000
Loan Term
Monthly Payment
$5,816
Principal & Interest: $5,816
Property taxes (est.): $1,397
Insurance (est.): $700
Estimated Total Monthly
$7,913
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,760 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $1,250,000 in February 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$1,044,858$1,044,858—
2024$920,659$642,925—
2023$872,723$627,597—
2022$927,568$607,861—
2021$599,679$599,679—
2020$599,575$599,575—

2025 property taxes (current owner): $19,288/yr

Estimated taxes if purchased at asking price: ~$16,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $224/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76 Tahiti Cove, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$810,000$2394/33,385880.2
204 Waterline Drive, St. Johns, FL 32259Listed by BLACKSTONE REAL ESTATEJul 2026$755,000$2234/33,385840.3
230 Marquesa Circle, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS PVApr 2026$935,000$2395/53,914320.3
450 Tortola Way, St. Johns, FL 32259Listed by WATSON REALTY CORPJun 2026$870,000$2425/3.53,6011080.4
179 Fresnel Lane, St. Augustine, FL 32095Listed by MOMENTUM REALTYAug 2026$965,000$2895/4.53,34180.5
53 Lumen Court, St. Augustine, FL 32095Listed by COLDWELL BANKER ANABASIS REALTYOct 2026$750,000$2264/43,315680.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000
Price / Sq Ft$224
Bedrooms4
Bathrooms5.00
Full Baths5
Square Footage4,693
Acres0.24 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address57 Topside Drive, St. Augustine, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionTwin Creeks North
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,454.4 sq ft
Parcel Number0237150010

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Patio, Rear Porch, Screened
FencingWrought Iron
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt, Paved

Additional Information

Date ListedJune 18, 2026
Days on Market13
HOA Fees$515 / Monthly
HOA FrequencyMonthly
HOA NameVesta Property Mgmt
Tax Amount$19,287.52
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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