This home is in Del Webb Nocatee, Ponte Vedra.

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Pending

Pending·45 days on market·Del Webb Nocatee

328 Timber Light Trail

Ponte Vedra, FL 32081

$735,000$367/sqftEst. $3,912/moMLS# 2148037

Beds

Baths

2,005

Sq Ft

2023

Built

Garage

Pool

About this home

Del Webb Nocatee

Experience the perfect blend of luxury, comfort, and privacy in this beautifully upgraded Palmary model, ideally situated on an incredible preserve homesite. Designed for both everyday living and entertaining, this home showcases exceptional indoor and outdoor spaces with thoughtful upgrades throughout. From the moment you arrive, you'll appreciate the elegant glass front door, plantation shutters, crown molding, 5'' baseboards, luxury vinyl plank flooring, designer lighting, and numerous custom touches. UV-filtered windows provide added comfort and efficiency while filling the home with natural light. The gourmet kitchen is a chef's dream, featuring KitchenAid appliances, a three-door LG French door refrigerator, pendant lighting, under-cabinet lighting, tile backsplash, reverse osmosis system, and abundant workspace. The customized pantry includes built-in shelving.The spacious gathering room showcases a tray ceiling and flows seamlessly into the dining area highlighted by a custom

Cost to own

Mortgage calculator

Home Price

$735,000

Down Payment: 20%

$147,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,736

Principal & Interest: $3,736

Est. Taxes & Insurance: $934

Estimated Total Monthly

$4,670

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,912

Property taxesest. at asking price, St. Johns County$978

HOAbilled monthly$344

Estimated total, before insurance$5,234/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $729,000 in December 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$621,716	$306,274	—
2024	$569,030	$263,820	—
2023	$130,000	$84,700	—
2022	$78,400	$77,000	—
2021	$70,000	$70,000	—

2025 property taxes (current owner): $6,828/yr

Estimated taxes if purchased at asking price: ~$11,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$735,000

Price / Sq Ft$367

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage2,005

Acres0.21 acres

Year Built2023

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

55+ CommunityYes

Community Information

Address328 Timber Light Trail, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionDel Webb Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size9,147.6 sq ft

Parcel Number0704840380

Amenities

AmenitiesPool, Other, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site, Pickleball, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral

CoolingCentral Air

FlooringVinyl

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Sink, Washer Hookup

SecurityGated with Guard, Security Gate, Smoke Detector(s)

Spa FeaturesCommunity