This home is in Julington Creek, St. Johns.

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Pending

Pending·27 days on market·Julington Creek

133 Dragonfly Drive

St. Johns, FL 32259

$439,900$193/sqftEst. $2,341/moMLS# 2147798

Beds

Baths

2,284

Sq Ft

2003

Built

Garage

Pool

About this home

Julington Creek

Don't miss this beautifully refreshed 2-story home featuring 4 bedrooms, 3 bathrooms, and a 2-car garage with a spacious layout designed for comfortable everyday living. The living room offers a cozy fireplace, creating a warm and inviting space for relaxing or entertaining. Recent improvements include fresh full interior paint, new flooring throughout most of the home, new countertops in the kitchen and bathrooms, and a new water heater. The well-designed floor plan provides flexibility for guests, a home office, or hobbies while offering plenty of room to spread out. One or more photo(s) has been virtually staged.

Cost to own

Mortgage calculator

Home Price

$439,900

Down Payment: 20%

$87,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$2,222

Principal & Interest: $2,222

Est. Taxes & Insurance: $556

Estimated Total Monthly

$2,778

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341

Property taxesest. at asking price, St. Johns County$585

HOAbilled annually$48

Estimated total, before insurance$2,975/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$373,132	$373,132	—
2024	$347,279	$347,279	—
2023	$353,474	$353,474	—
2022	$362,030	$362,030	—
2021	$249,262	$249,262	—
2020	$236,657	$236,657	—

2025 property taxes (current owner): $6,846/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.