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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a gated community home in St. Johns County.

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Active

Active·148 days on market·Palencia

199 Glorieta Drive

St. Augustine, FL 32095

$585,000$287/sqftEst. $3,240/moMLS# 2146082
3
Beds
2
Baths
2,040
Sq Ft
2018
Built
2
Garage
No
Pool

42 more homes for sale in Palencia →Search Palencia on the map

FEMA Zone XHOA $12/mo11,326 sqft lotSingle Family Residence1 story

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About this home

Palencia

Beautiful Palencia home with some of the CDD bond paid off for significant annual savings! This Lennar Cordova floor plan includes 3 bedrooms, 2 bathrooms PLUS a generous sized flex space for a play room, hobbies, work out area or an at home office. The style offers a coastal feel with light wood-look tile and a light and bright kitchen. The family chef will LOVE the upgrades in the kitchen including Bosch appliances, gas stove, quartz countertops, plus plenty of counter space for creating culinary delights. The kitchen is central to the home and overlooks the dining area and family room. The primary ensuite provides a retreat to relax at the end of the day with an oversized walk-in closet. The large pavered screened lanai overlooking a serene wooded preserve will be a favorite place to enjoy the view while sipping your morning coffee, a happy hour cocktail or even al fresco dining. The completely fenced private back yard also includes an additional open air pavered patio for grilling

Next steps in Palencia

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,240
Property taxesest. at asking price, St. Johns County$778
HOAbilled annually$12
Estimated total, before insurance$4,031/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,694/yr · $725/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$585,000
$117,000
Loan Term
Monthly Payment
$3,240
Principal & Interest: $3,240
Property taxes (est.): $778
Insurance (est.): $390
Estimated Total Monthly
$4,409
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,726 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $547,000 in June 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$455,035$404,313—
2024$457,654$407,654—
2023$457,967$314,998—
2022$349,436$286,362—
2021$260,329$260,329—
2020$253,824$253,824—

2025 property taxes (current owner): $8,694/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • May 19, 2026Listed$585,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $287/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
472 Glorieta Drive, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$730,000$3224/32,264890.3
21 Calle De Paz, St. Augustine, FL 32095Listed by REAL BROKER LLCSep 2026$530,000$2284/22,320170.3
241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$634,000$2634/32,411440.4
16 Derecho Lane, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$640,000$2424/32,648490.5
3024 Las Calinas Boulevard, St. Augustine, FL 32095Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJul 2026$705,000$2664/32,647540.5
80 Oyster Shell Terrace, Ponte Vedra, FL 32081Listed by GIVE BACK REALTY, LLC.Sep 2026$479,000$3122/21,53450.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$585,000
Price / Sq Ft$287
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,040
Acres0.26 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address199 Glorieta Drive, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size11,325.6 sq ft
Parcel Number0721531700

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground
Community FeaturesSidewalks, Suburban, Street Lights, Gated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
FencingBack Yard
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedMay 19, 2026
Days on Market146
HOA Fees$148 / Annually
HOA FrequencyAnnually
HOA NamePalencia North / Leland Management
Tax Amount$8,694.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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