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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Palencia, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Dec 3, 2025·53 days on market·Recent sales in Palencia·Palencia

620 Palencia Club Drive 203

St. Augustine, FL 32095

$715,000sold priceListed at $735,000 · 97.3% of asking$311/sqftMLS# 2108811
3
Beds
3
Baths
2,300
Sq Ft
2006
Built
2
Garage
No
Pool

44 more homes for sale in Palencia →Search Palencia on the map

HOA $10/moWaterfrontCondominium1 story

About this home

Palencia

Welcome to a rare opportunity in the prestigious Promenade at Palencia—an intimate boutique condominium of just 15 exclusive residences. This home showcases unobstructed views of the lake and the renowned Arthur Hills-designed championship golf course. Inside, an abundance of natural light fills the open living spaces, creating a bright and inviting atmosphere. The living room is anchored by a cozy gas fireplace with custom built-ins, a wine refrigerator, and ambient lighting. French doors open to a private balcony overlooking the 18th hole, an ideal spot to relax and enjoy the serene setting. The impeccably designed 3-bedroom, 3-bath floor plan offers both comfort and function. The expansive deck makes indoor-outdoor living effortless and provides plenty of room to entertain family and friends. The primary suite is a tranquil retreat, where mornings begin with gorgeous sunrises over the lake. Its spa-inspired bath includes a freestanding soaking tub, and walk-in shower.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,929
Property taxesest. at asking price, St. Johns County$951
HOAbilled annually$10
Estimated total, before insurance$4,891/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$5,274/yr · $440/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,274/yr

Estimated taxes if purchased at asking price: ~$11,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $320/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
620 Palencia Club Drive 102, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTSJul 2026$590,000$2573/32,3001260
620 Palencia Club Drive 101, St. Augustine, FL 32095Listed by EXP REALTY LLCJun 2026$705,000$2723/32,590570
614 S Loop Parkway, St. Augustine, FL 32095Listed by EXP REALTY LLCOct 2026$545,000$2413/2.52,2661160.2
210 Paseo Terraza 301, St. Augustine, FL 32095Listed by COMPASS FLORIDA LLCDec 2025$360,000$1763/22,043461
138 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCDec 2025$690,000$3363/32,051331.8
118 Bay Lake Drive, Ponte Vedra, FL 32081Listed by JACKSONVILLE TBI REALTY, LLCJun 2026$539,000$2164/32,490221.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$735,000
Price / Sq Ft$320
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,300
Year Built2006
TypeResidential
Sub-TypeCondominium
StyleSpanish
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address620 Palencia Club Drive 203, St. Augustine, FL 32095
Area312-Palencia Area
SubdivisionPalencia
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0720701230

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s), Water
Community FeaturesSidewalks, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAssigned, Garage, Garage Door Opener, Underground
ViewGolf Course, Lake, Trees/Woods, Water
Waterfront TypeLake Front, Pond

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsThree Or More
LaundryIn Unit, Sink, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionMany Trees
Patio / PorchCovered, Terrace
RoofTile

Additional Information

Date ListedSeptember 15, 2025
Days on Market53
HOA Fees$125 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water
Tax Amount$5,274
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Sold by: ROYAL HIGHLANDER REAL ESTATE CONSULTANTS, LLC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Palencia

Palencia is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Palencia homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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